Industrial and Commercial Bank of China Limited (ICBC) is a China-based commercial bank. The Bank provides personal banking services, including personal savings, loans, bank card services, credit card services, fund investment and personal financing services, among others; corporate banking services, including corporate deposits, loans, international settlements, international financing, management of corporate annuity, assets custody, investment banking and trade financing services, among others, as well as electronic banking services, Internet banking services and telephone banking services. The Bank also offers charge agency services.