Profile: Capital City Bank Group Inc (CCBG.OQ)
25 Nov 2015
Capital City Bank Group, Inc. (CCBG), incorporated on December 13, 1982, is a financial holding company. The Company acquired five national banks and one state bank that all subsequently became part of CCBG's bank subsidiary, Capital City Bank (CCB or the Bank)( CCBG and all its subsidiaries are collectively known as the Company). The Company's principal services include Banking Services (CCB), Data Processing Services (Capital City Services Company), Trust and Asset Management Services (Capital City Trust Company), and Brokerage Services (Capital City Banc Investments, Inc.). CCBG through its subsidiary, CCB, offers a range of Banking Services, such as business banking, commercial real estate lending, residential real estate lending, retail credit, institutional banking and retail banking. It offers Data Processing Services through its indirect subsidiary, Capital City Services Company. The Company offers Trust and Asset Management Services through its indirect subsidiary, Capital City Trust Company. It offers Brokerage Services through its indirect subsidiary, Capital City Banc Investments, Inc.
Capital City Bank
Capital City Bank is a Florida-chartered full-service bank engaged in the commercial and retail banking business. The Bank offers a range of banking services, such as Business Banking, Commercial Real Estate Lending, Residential Real Estate Lending, Retail Credit, Institutional Banking and Retail Banking. The Bank provides business banking services to corporations and other business clients. Credit products are available for a variety of general business purposes, including financing for commercial business properties, equipment, inventories and accounts receivable, as well as commercial leasing and letters of credit. The Company also provides treasury management services, and, through a marketing alliance with Elavon, Inc., merchant credit card transaction processing services. Commercial Real Estate Lending, the Bank provides a range of products for the financing needs of commercial developers and investors, residential builders and developers, and community development. Credit products are available to facilitate the purchase of land and/or build structures for business use and for investors who are developing residential or commercial property. Residential Real Estate Lending, the Bank provides products for the home financing needs of consumers, including conventional permanent and construction/permanent (fixed, adjustable, or variable rate) financing arrangements, and Federal Housing Administration/ Veteran Affairs (FHA/VA) loan products. The Bank offers both fixed-rate and adjustable rate residential mortgage (ARM) loans. Retail Credit, the Bank provides a range of loan products to meet the needs of consumers, including personal loans, automobile loans, boat/recreational vehicle (RV) loans, home equity loans, and through a marketing alliance with ELAN, it offers credit card programs. Institutional Banking, the Bank provides banking services to meet the needs of state and local governments, public schools and colleges, charities, membership and not-for-profit associations, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit and term loans. Retail Banking, the Bank provides a range of consumer banking services, including checking accounts, savings programs, automated teller machines (ATMs), debit/credit cards, night deposit services, safe deposit facilities, online banking and mobile banking.
Capital City Services Company
Capital City Services Company (the Services Company) provides data processing services to financial institutions (including CCB), government agencies, and commercial clients located in North Florida and South Georgia. As of March 1, 2015, the Services Company provided data processing services to four correspondent banks which have relationships with CCB.
Capital City Trust Company
Capital City Trust Company (the Trust Company) is the investment management arm of CCB. The Trust Company provides asset management for individuals through agency, personal trust, individual retirement account (IRA), and personal investment management accounts. The Trust Company also provides services for the administration of pension, profit sharing, and 401(k) plans. Associations, endowments, and other non-profit entities hire the Trust Company to manage investment portfolios.
Capital City Banc Investments, Inc.
Capital City Banc Investments, Inc. offers access to retail investment products through INVEST Financial Corporation, a member of FINRA and SIPC. Capital City Banc Investments, Inc. offers retail securities products, including the United States Government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance and long-term health care.
Capital City Bank Group Inc
217 N Monroe St
TALLAHASSEE FL 32301-7619