Deutsche Postbank AG (Postbank) is a Germany-based financial services provider. Postbank forms the banking operation of Deutsche Post AG, its majority shareholder, and operates in four business areas. The Retail Banking division offers traditional banking services, such as payment transactions to the deposit banking and lending businesses to bonds, investment funds, insurance policies and home savings contracts. The Corporate Banking business includes solutions for payment transactions, commercial real estate finance, traditional corporate finance for small and medium-sized enterprises, leasing, factoring and investment management. The Transaction Banking division offers payment transactioning and account management, as well as credit processing. The Financial Markets division is responsible for Postbank’s money and capital market activities, as well as price and rate risk management.