Profile: eBay Inc (EBAY.O)
27 Nov 2015
eBay Inc.(eBay), incorporated on March 13, 1998, is a global technology company. The Company has created an open source platform that provides software developers and merchants access to its applications programming interfaces (APIs) to develop software and solutions for commerce. The Company's segments include Marketplaces and Payments. The Company's Marketplaces segment includes its ebay.com platform and its localized counterparts, as well as other online platforms, such as its online classifieds sites and StubHub. The Company's Payments segment consists of its PayPal business.
The Company's Marketplaces segment includes its classifieds Websites, such as Marktplaats.nl and mobile.de and its advertising services business. The Company's eBay Top Rated Seller program (eTRS), rewards sellers with fee discounts and search standing for listings if they are able to maintain customer service ratings and meet criteria for shipping and returns. Its eTRS is available in the United States, the United Kingdom, Germany and Australia. The Company's eBay Money Back Guarantee covers items purchased on its Websites in the United States, the United Kingdom, Germany, Australia and Canada through a payment method and protects buyers with respect to items that are not received or are received but not as described in the listing. The purchases, including vehicles, are not covered. Its eBay Money Back Guarantee also provides coverage for the purchase price of the item, original shipping costs, for a limited period of time from the original date of transaction, and includes a streamlined interface to help buyers and sellers navigate the process. Its Marketplaces platforms are accessible through Internet-connected computers, from mobile devices, such as smartphones and tablets, and through the terminals located within retail stores. It offers mobile applications for iPhone, iPad, Android and Windows mobile devices that allow access to eBay.com, and some of its other Websites and vertical shopping Websites, including StubHub, Fashion, Motors and Half.com.
The Company offers choices to consumers across various dimensions, such as by listing format, by item condition and by delivery format. By listing format, it helps the merchants and individuals to list their products and services through fixed price listings or an auction-style format on its Marketplaces platform. Its fixed price format on eBay.com allows buyers and sellers to close transactions at a pre-determined price set by the seller. Its auction-style format allows seller to select a minimum price for opening bids. Its classifieds Websites have listings in over 1,500 cities around the world and are designed to help people list their products and services generally for free and then trade at a local level. Its classifieds Websites include alaMaula, BilBasen, dba.dk, eBay Classifieds (eBay Classifieds, eBay Kleinanzeigen and eBay Annunci), Gumtree, Kijiji, iBazar, 2dehands.be, 2ememain.be, LoQUo, Marktplaats.nl and mobile.de. By item condition, merchants and sellers can list, and consumers can search for and buy items on its Marketplaces platform. By delivery format, consumers can have items shipped to them through shipping options offered by the seller and selected by the buyer on its Marketplaces platform. For various items purchased from certain retailers, consumers can pick up items they purchased online or through mobile devices in one of the retailer's physical stores (store pickup). On its eBay.com Websites, it has various vertical formats, such as Daily Deals, Fashion, Motors (vehicles, parts and accessories) and Electronics. Its Daily Deals vertical offers a range of products in various categories. StubHub is a marketplace for event tickets, and enables fans to buy and sell tickets to a selection of sports, concert, theater and other live entertainment events.
The Company's PayPal enables individuals and businesses to send and receive payments online and through a range of mobile devices in various markets across the world and in various currencies. The PayPal digital wallet allows people to receive, send or spend their money. Its payment networks are designed and built for creating payment solutions. PayPal connects with financial institutions across the world and allows consumers to make purchases using a range of payment methods. The Company allows the users of its PayPal payments solutions to engage in cross-border shopping. PayPal is a payment solution for online transactions between consumers and merchants through Internet-connected computes). PayPal offers PayPal Here, a mobile payment processing solution for small businesses in the United States, Canada, the United Kingdom, Australia, Hong Kong and Japan. Consumers can fund their PayPal accounts in various ways, including by credit card, debit card, electronic funds transfers from their bank account, and through a PayPal account balance if the consumer has previously received payments through PayPal or chosen to pre-fund their PayPal account. It also provides credit products through its PayPal Credit service. PayPal Credit accounts are primarily opened on the United States merchant Websites, including ebay.com, offering PayPal Credit as a payment method, but can also be opened by the United States consumers through a PayPal account or at the PayPal Credit Website. Its PayPal's trust and safety programs include PayPal's Seller Protection and Purchase Protection Programs. PayPal's Seller Protection and Purchase Protection programs provide additional protection to various account holders who pay or receive payment for their transactions through PayPal. PayPal's Seller Protection Program covers sellers in various geographies who follow shipping and handling practices against claims that a transaction was not authorized by the buyer or that the item was not received. PayPal's Purchase Protection Program reimburses the buyer, subject to limitations, for purchases using PayPal on or off ebay.com in various geographies.
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