eLayaway, Inc. (ELAY), incorporated on December 26, 2006, is a technology company that specialize in the payment’s industry, for both online and bricks and mortar merchants. The Company also has several subsidiaries specializing in online malls, subscribed merchants, sports and entertainment ticket payment platforms, a travel payment platform, a health-related payment platform, and other avenues. ELAY engages consumers under its multiple brand names and as a white-label payment technology provider to medium and large merchants. It provides online and brick and mortar payment system that allows consumers to pay for the products and services they want using manageable periodic payments thereby. Payments are automatically drafted from the consumer’s checking account through automated clearing house (ACH) on the schedule set by the consumer at the time of purchase. In addition payment methods include cash, bank debit cards, stored value debit cards, prepaid cards, retail location processor, mobile apps, and more. Although the payment process and supporting services are handled by eLayaway, the merchant handles the order fulfillment. On February 1, 2012, the Company acquired Centralized Strategic Placements, Inc.
The Company has four divisions; Retail, Event Tickets, Travel, and Healthcare. Each is managed under their individual brands and Websites, which includes eLayaway.com, Pay4Tix.com, PrePayGetaway.com and NuVidaPaymentPlan.com respectively. eLayaway.com includes both online and brick and mortar retailers that sell general merchandise, such as electronics, jewelry, appliances, toys, apparel, automotive, etc. Major merchants/affiliates include Best Buy, The Home Depot, Bass Pro Shop, Apple and Hyatt. Pay4Tix.com provides layaway services for the purchase of season tickets for professional sports teams, such as the NFL Minnesota Vikings. The platform is also being marketed to colleges and universities, as well as event organizers. PrePayGetaway.com is focused on the cruise industry and other packaged travel programs. Relationships with other travel package providers and individual agents are pending. NuVidaPaymentPlan.com offers to healthcare providers interested in offering payment flexibility for individuals desiring elective procedures.
On January 20, 2012, PrePayGetaway.com, Inc. (PrePayGetaway) and PlanItPay.com, Inc. (PlanItPay), both Florida corporations, were formed as subsidiaries of the Company. On January 25, 2012, NuVidaPaymentPlan.com, Inc. (NuVida), a Florida corporation, was formed as a subsidiary of the Company. ELAY is the parent company of eight subsidiaries: DivvyTech, Inc. (DivvyTech), eLayaway.com, Inc. (eLayaway.com), PrePayGetaway.com, Inc. (PrePayGetaway), NuVidaPaymentPlan.com, Inc. (NuVida), PlanItPay.com, Inc. (PlanItPay), Pay4Tix.com, Inc. (Pay4Tix), Centralized Strategic Placements, Inc. (CSP), and eLayaway Australia Pty, Ltd. (eLayaway Australia).
DivvyTech’s technology and product development division enables retailers and payment processors with a customizable automated recurring payments administration system designed to manage layaway, leasing, micro-lending, layaway-credit hybrid programs and ACH programs. Supported consumer funding sources include ACH, cash, credit and debit cards. DivvyTech’s Business development and merchant network manages ELAY’s subsidiaries and provides sales and marketing support.
eLayaway.com is an electronic, or Internet-based, payment process that provides additional payment options to consumers and merchants (online and brick and mortar). eLayaway uses a layaway process to facilitate payment over time with delivery occurring once all payments are made in full. While credit card issuers continue to reduce credit lines, charge predatory interest rates, and/or cancel accounts, eLayaway provides fills the growing void left by the credit card industry’s pull back. The eLayaway budget-conscience payment option allows for consumer directed partial payments to be made over time and for goods and/or services to be rendered once all payments have been made in full. It accommodates multiple funding sources, including ACH, eLayaway Virtual Terminal, cash, bank debit cards, stored value debit cards, prepaid cards, retail location processor and mobile apps.
The PlanItPay.com is an eCommerce merchant supported by a network of affiliate relationships. In addition, the mall will offer a hosted layaway department for retailers looking for an integration-free way to display items they wish to offer on layaway.
The PrePayGetaway.com is a member-based travel payment platform. PrePayGetaway.com makes travel packages easier for consumers to afford by automating a pre-payment plan. The payment platform can be used by travel agents and providers to present travel packages with a layaway-based payment option.
The NuVidaPaymentPlan.com is a member-based healthcare payment platform. NuVidaPaymentPlan.com makes healthcare services easier for patients to afford by automating a pre-payment plan. The payment platform can be used by healthcare providers to set up and manage a layaway-based payment option.
Centralized Strategic Placements, Inc.
CSP is a company whose technology supports member-based shopping exchanges that serve 14 million Federal Government employees, various retailer partners, distributors and manufacturers. The Company’s mall technology and merchant network provides a solid technological foundation from which to build and support hosted retail environments.
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