United States

Profile: Ryland Group Inc (RYL.N)

RYL.N on New York Stock Exchange

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The Ryland Group, Inc., incorporated on March 28, 1967, is a homebuilder and a mortgage-finance company. RMC Mortgage Corporation and its subsidiaries (RMCMC) and Ryland Mortgage Company (collectively referred to as RMC) have provided mortgage financing and related services for more than 255,000 homebuyers. The Company consists of six reportable segments: four geographically determined homebuilding regions; financial services, and corporate. The Company's business is conducted and located in the United States, and its operations span all aspects of the homebuying process from design, construction and sale to mortgage origination, title and escrow services. The Company generally builds homes for entry-level buyers and first and second-time move-up buyers. Its prices generally range from $160,000 to more than $650,000. The financial services segment provides mortgage-related products and services, as well as title and escrow services, to its homebuyers. Corporate is a non-operating business segment, which is engaged in supporting operations.


The Company's homes are built on-site and marketed in four geographic regions: North, Southeast, Texas and West. North region includes Baltimore, Chicago, Delaware, Indianapolis, Metro Washington, D.C., Minneapolis/St. Paul, New Jersey, Northern Virginia and Philadelphia; Southeast, which include Atlanta, Charleston, Charlotte, Myrtle Beach, Orlando, Raleigh/Durham and Tampa; Texas, which include Austin, Dallas/Fort Worth, Houston and San Antonio, and West, which include Denver, Las Vegas, Phoenix and Southern California.

The Company markets attached and detached single-family homes, which are targeted to entry-level and first and second-time move-up buyers. Its product lines are tailored to the local styles and preferences found in each of its geographic markets. The Company offers several different floor plans within its communities, each with architectural styles. Exteriors are distinguished by the use of stone, stucco, brick or siding. The Company relies on its own architectural staff and also engages unaffiliated architectural firms to develop new designs.

Homebuyers are able to customize certain features of their homes by selecting from options and upgrades displayed in the Company's model homes and design centers. These design centers, which are located in the Company's markets, feature state-of-the-art technology. The Company offers a variety of potential options and upgrades for an additional charge, such as different choices of flooring, countertops and appliances. It designs its base house and option packages to meet the needs of its customers.

Financial Services

The Company's financial services segment provides mortgage-related products and services, as well as title and escrow services to its homebuyers. The Company's financial services segment includes RMC, RH Insurance Company, Inc. (RHIC), Columbia National Risk Retention Group, Inc. (CNRRG) and Ryland Insurance Services (RIS). By aligning its operations with the Company's homebuilding segments, the financial services segment leverages this relationship to offer its lending services to homebuyers. It provides mortgage financing and other services to its customers. All of the loans the Company originates are sold to third party investors. The third-party investor then services and manages the loans.

Company Address

Ryland Group Inc

3011 Townsgate Rd Ste 200
WESTLAKE VILLAGE   CA   91361-5878
P: +1805.3673800

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