Financials: Provident Financial Plc (PFG.L)
PFG.L on London Stock Exchange
926.50GBp
7:30am EST
926.50GBp
7:30am EST
Price Change (% chg)
-2.00p (-0.22%)
-2.00p (-0.22%)
Prev Close
928.50p
928.50p
Open
930.50p
930.50p
Day's High
935.00p
935.00p
Day's Low
921.00p
921.00p
Volume
368,622
368,622
Avg. Vol
397,010
397,010
52-wk High
986.00p
986.00p
52-wk Low
745.00p
745.00p
Revenue
Earnings Per Share
Consensus Estimates Analysis
| # of Estimates | Mean | High | Low | 1 Year Ago | |
|---|---|---|---|---|---|
| SALES (in millions) | |||||
| Year Ending Dec-10 | 11 | 890.41 | 969.00 | 843.00 | 870.56 |
| EARNINGS (per share) | |||||
| Year Ending Dec-10 | 14 | 82.63 | 85.66 | 78.32 | 84.46 |
| LT Growth Rate (%) | 1 | 8.00 | 8.00 | 8.00 | 15.00 |
Sales and Earnings Figures in U.S. Dollars (USD)
Valuation Ratios
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| P/E Ratio (TTM) | 12.95 | 4.03 | 25.87 | 14.59 |
| P/E High - Last 5 Yrs. | -- | 0.07 | 41.67 | 16.18 |
| P/E Low - Last 5 Yrs. | -- | 0.02 | 9.18 | 4.36 |
| Beta | 0.32 | 1.15 | 0.78 | 1.33 |
| Price to Sales (TTM) | 1.60 | 0.94 | 538.96 | 2.01 |
| Price to Book (MRQ) | 5.24 | 1.06 | 455.30 | 2.58 |
| Price to Tangible Book (MRQ) | 5.69 | 2.54 | 624.30 | 5.66 |
| Price to Cash Flow (TTM) | 11.92 | 2.25 | 0.88 | 7.12 |
| Price to Free Cash Flow (TTM) | -- | 2.20 | 6,575.46 | 12.79 |
| % Owned Institutions | -- | -- | -- | -- |
Dividends
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Dividend Yield | -- | 0.12 | 0.05 | 1.71 |
| Dividend Yield - 5 Year Avg. | 6.33 | 1.47 | 0.50 | 2.35 |
| Dividend 5 Year Growth Rate | 8.29 | -0.71 | 2.08 | -5.31 |
| Payout Ratio(TTM) | 89.85 | 3.74 | 4.55 | 24.71 |
Growth Rates
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Sales (MRQ) vs Qtr. 1 Yr. Ago | 8.40 | 12.90 | 129.73 | 10.73 |
| Sales (TTM) vs TTM 1 Yr. Ago | 10.26 | 2.48 | -1.65 | -4.74 |
| Sales - 5 Yr. Growth Rate | -7.91 | 6.43 | 9.12 | 7.42 |
| EPS (MRQ) vs Qtr. 1 Yr. Ago | 4.17 | -6.29 | 14,572.79 | 98.28 |
| EPS (TTM) vs TTM 1 Yr. Ago | 7.75 | -- | -- | -- |
| EPS - 5 Yr. Growth Rate | -0.40 | -3.94 | -6.23 | 8.85 |
| Capital Spending - 5 Yr. Growth Rate | -5.20 | -2.01 | 32.59 | 5.91 |
Financial Strength
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Quick Ratio (MRQ) | 5.52 | 2.43 | 1.20 | 0.81 |
| Current Ratio (MRQ) | 5.52 | 2.47 | 1.48 | 0.95 |
| LT Debt to Equity (MRQ) | 303.17 | 300.81 | 52.94 | 127.01 |
| Total Debt to Equity (MRQ) | 347.09 | 526.81 | 117.60 | 179.52 |
| Interest Coverage (TTM) | -- | 0.09 | 0.08 | 11.83 |
Profitability Ratios
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Gross Margin (TTM) | -- | 11.20 | 2.38 | 31.64 |
| Gross Margin - 5 Yr. Avg. | 100.00 | 77.33 | 3.68 | 29.11 |
| EBITD Margin (TTM) | 24.29 | -- | -- | -- |
| EBITD - 5 Yr. Avg | 19.91 | 8.24 | 2.26 | 15.13 |
| Operating Margin (TTM) | 16.69 | 0.81 | 13.06 | -- |
| Operating Margin - 5 Yr. Avg. | 12.68 | 3.97 | 17.82 | 17.30 |
| Pre-Tax Margin (TTM) | 16.69 | 1.11 | 15.63 | 12.47 |
| Pre-Tax Margin - 5 Yr. Avg. | 12.68 | 4.40 | 17.88 | 16.97 |
| Net Profit Margin (TTM) | 11.96 | -1.20 | 14.07 | 9.80 |
| Net Profit Margin - 5 Yr. Avg. | 8.34 | -2.52 | 12.99 | 12.33 |
| Effective Tax Rate (TTM) | 28.33 | 16.73 | 18.71 | 14.83 |
| Effecitve Tax Rate - 5 Yr. Avg. | 34.26 | 27.02 | 33.61 | 26.46 |
Efficiency
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Revenue/Employee (TTM) | 273,532 | 308,560 | 1,141,742 | 299,091 |
| Net Income/Employee (TTM) | 32,727 | -215,092 | 56,549 | 26,863 |
| Receivable Turnover (TTM) | 45.88 | 1.25 | 2.57 | 8.07 |
| Inventory Turnover (TTM) | -- | 0.19 | 0.02 | 5.03 |
| Asset Turnover (TTM) | 0.72 | 0.05 | 0.26 | 0.44 |
Management Effectiveness
| Company | Industry | Sector | S&P 500 | |
|---|---|---|---|---|
| Return on Assets (TTM) | 8.59 | 0.90 | 1.28 | 4.25 |
| Return on Assets - 5 Yr. Avg. | 4.53 | -0.22 | 3.17 | 4.83 |
| Return on Investment (TTM) | 9.80 | 1.10 | -0.14 | 5.67 |
| Return on Investment - 5 Yr. Avg. | 6.30 | -0.39 | 0.27 | 6.33 |
| Return on Equity (TTM) | 36.20 | 2.73 | 2.94 | 12.56 |
| Return on Equity - 5 Yr. Avg. | 22.37 | -3.30 | 8.59 | 12.84 |
| 1 Year | 3 Years | 5 Years | |
|---|---|---|---|
| Sales % | 12.25 | -17.49 | -7.91 |
| EPS % | 74.16 | -- | -0.40 |
| Dividend % | 0.00 | 11.53 | 8.29 |
Note: Units in Millions of US Dollars
Performance for Provident Financial Plc
| Period | % Actual |
% vs. S&P 500 |
Rank In Industry |
Industry Rank |
|---|---|---|---|---|
| 4 Week | 0.05 | 8.61 | 90 | 11 |
| 13 Week | -0.53 | 2.14 | 69 | 31 |
| 26 Week | 13.55 | 5.36 | 82 | 8 |
| 52 Week | 15.10 | -5.04 | 37 | 9 |
| YTD | 0.22 | 6.04 | 70 | 74 |
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.
Institutional Holders
| % Shares Owned: | 0.00% |
| # of Holders: | 265 |
| Total Shares Held: | 160,985,974 |
| 3 Mo. Net Change: | -1,368,068 |
| # New Positions: | 13 |
| # Closed Positions: | 10 |
| # Increased Positions: | 78 |
| # Reduced Positions: | 67 |
| # Net Buyers: | 11 |
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