People: On Deck Capital Inc (ONDK.K)
20 Jan 2017
Mr. Nick Brown serves as Chief Risk Officer of the Company. Brown joins OnDeck from Commonwealth Bank ofAustralia(CBA), one of the world's largest banks, where he most recently served as the General Manager of the Group Decision Sciences team, and earlier as the General Manager of Group Portfolio Optimization. Prior to CBA, Brown ran the consumer lending business at Discover Financial Services (DFS), where he grew the Personal Loan book while simultaneously improving credit quality. While at DFS, he also led the acquisition of the Student Lending Company from Citigroup. During the financial crisis, Brown oversaw Portfolio Risk management and then Acquisition Risk Management for DFS, helping create a highly durable risk management approach. He has worked across numerous functions in the last 18 years including IT, Marketing, Risk, Operations and Procurement, applying to each a unique combination of analytic focus, technology innovation and business operations pragmatism. Brown held earlier roles at MBNA and Capital One, and holds a PhD in Organizational Behavior and Statistics from Cornell University.
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