Sep 19 - Events of the past week in the markets move a step closer to home for many consumers in terms of job security and personal finance.
This week marks the one-year anniversary of the Northern Rock crisis which caused severe embrassment to Britain's government and led to the troubled mortgage lender being nationalised.
Midweek - in an echo of that event - Britain's Lloyds TSB sealed a rescue takeover of Halifax Bank of Scotland. But personal counsellors report that the mood of the consumer has changed significantly.
Hayley Platt reports.
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