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FACTBOX - U.S. banks and the stress test

NEW YORK (Reuters) - Analysts have been working to figure out which banks could be pressed to boost capital levels under U.S. regulators’ stress tests.

Results of the stress test are expected to be released to banks on Tuesday and publicly on Thursday.

Citigroup C.N is talking to regulators about whether it needs more capital, according to people familiar with the matter. The Wall Street Journal has reported that Bank of America BAC.N is also talking to regulators about its capital levels and could have to raise billions of dollars. Analysts at Oppenheimer & Co estimated on April 22 that Regions Financial RF.N may need more capital.

Fox-Pitt Kelton analysts said on Friday that SunTrust Banks STI.N and PNC Financial Services Group PNC.N may need more capital under stress scenarios. To the extent any banks need more capital, the government is likely to inject it with securities that can convert into common stock, allowing the government to dilute shareholders only when necessary, the analysts said.

The following is a list of banks seen as most likely to be undergoing a government stress test.

Information is as of March 31, unless otherwise noted.

BANK OF AMERICA BAC.N Assets: $2.32 trillion (1.56 trillion pounds) Shareholders' equity: $239.5 billion Nonperforming assets: $30.41 billion Reserves: $29.05 billion Tier 1 capital ratio: 10.1 percent Year to date share performance: down 38.2 pct

JPMORGAN CHASE JPM.N Assets: $2.08 trillion Shareholders' equity: $170.2 billion Nonperforming assets: $14.65 billion Reserves $28.02 billion Tier 1 capital ratio 11.3 percent Year to date share performance: up 3.0 pct

CITIGROUP C.N Assets: $1.82 trillion Shareholders' equity: $143.9 billion Nonperforming assets: $27.4 billion Reserves: $32.65 billion Tier 1 capital ratio: 11.8 percent Year to date share performance: down 55.7 pct

WELLS FARGO WFC.N Assets: $1.29 trillion Shareholders' equity: $100.3 billion Nonperforming assets: $12.6 billion Reserves: $22.85 billion Tier 1 capital ratio: 8.3 percent Year to date share performance: down 33.5 pct

GOLDMAN SACHS GS.N (information as of March 27) Assets: $925 billion Shareholders' equity: $63.55 billion Nonperforming assets: N/A Reserves: N/A Tier 1 capital ratio: 13.7 percent Year to date share performance: up 50.6 pct

MORGAN STANLEY MS.N Assets: $1.13 trillion Shareholders' equity: $33.98 billion Nonperforming assets: N/A Reserves: N/A Tier 1 capital ratio: N/A Year to date share performance: up 60.97 pct

METLIFE MET.N Assets: $491.41 billion Shareholders' equity: $23.11 billion Nonperforming assets: N/A Reserves: N/A Tier 1 capital ratio: N/A Year to date share performance: down 21.3 pct

PNC FINANCIAL SERVICES GROUP PNC.N Assets: $286.4 billion Shareholders' equity: $26.5 billion Nonperforming assets: $3.5 billion Reserves: $4.3 billion Tier 1 capital ratio: 10.2 percent Year to date share performance: down 22.8 pct

U.S. BANCORP USB.N Assets: $264 billion Shareholders' equity: $27.2 billion Nonperforming assets: $3.4 billion Reserves: $4.1 billion Tier 1 capital ratio: 10.9 percent Year to date share performance: down 28.2 pct

BANK OF NEW YORK MELLON BK.N Assets: $203.4 billion Shareholders equity: $28.24 billion Nonperforming assets: $421 million Reserves: $559 million Year to date share performance: down 8.6 percent

GMAC (information as of December 31) Assets: $189.5 billion Shareholders’ equity $21.9 billion Nonperforming assets $7.9 billion Reserves $3.4 billion Year to date share performance N/A

SunTrust Banks STI.N Assets: $179.1 billion Shareholders' equity: $21.6 billion Nonperforming assets: $5.2 billion Reserves: $2.735 billion Tier 1 capital ratio: 11.0 percent Year to date share performance: down 53.2 pct

CAPITAL ONE FINANCIAL COF.N Assets: $177.36 bln Shareholders' equity: $26.74 bln Nonperforming assets: $848.45 mln Reserves: $4.65 bln Tier 1 capital ratio: 11.4 percent Year to date share performance: down 45.6 pct

BB&T BBT.N Assets: $143.4 billion Shareholders' equity: $16.18 billion Nonperforming assets: $2.75 billion Reserves: $1.87 billion Tier 1 capital ratio: 12.1 percent Year to date share performance: down 17.0 pct

STATE STREET STT.N Assets: $142.1 billion Shareholders' equity: $13.9 billion Nonperforming assets: N/A Reserves: $94 million Tier 1 capital ratio: 19.1 percent Year to date share performance: down 12.7 pct

REGIONS FINANCIAL RF.N Assets: $141.98 bln Shareholders' equity: $16.82 bln Nonperforming assets: $2.33 bln Reserves: $1.94 bln Tier 1 capital ratio: 10.37 pct Year to date share performance: down 44.8 pct

AMERICAN EXPRESS AXP.N Assets: $121.2 bln Shareholders' equity: $15.8 bln Nonperforming assets: N/A Reserves: N/A Tier 1 capital ratio: 10 percent Year to date share performance: up 30.9 pct

FIFTH THIRD BANCORP FITB.O Assets: $118.68 billion Shareholders' equity: $12.1 billion Nonperforming assets: $2.65 billion Reserves: $3.3 billion Tier 1 capital ratio: 10.9 pct Year to date share performance: down 53.4 pct

KEYCORP KEY.N Assets: $97.8 billion Shareholders' equity: $10.35 billion Nonperforming assets: $2 billion Reserves: $2.2 billion Tier 1 Capital Ratio: 11.16 pct Year to date share performance: down 30.98 pct

Reporting by Jonathan Stempel, Jonathan Spicer, Juan Lagorio, Elinor Comlay, Lilla Zuill and Dan Wilchins; Editing by Andre Grenon

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