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Bank of Beirut SAL (BOB.BY)

BOB.BY on Beirut Stock Exchange

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8 Nov 2018
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Summary

Name Age Since Current Position

Salim Sfeir

1993 Chairman of the Board - Chief Executive Officer

Fawaz Naboulsi

1993 Deputy Chief Executive Officer, Executive Member of the Board

Adib Millet

Vice Chairman of the Board

Roger Dagher

2015 Chief Financial Officer

Sophoklis Argyrou

Chief Executive Officer - Bank of Beirut (UK) Ltd. – U.K.

Miltos Michaelas

Chief Executive Officer, Bank of Sydney Ltd Australia

Karl-Friedrich Rieger

General Manager - Bank of Beirut UK Ltd, Frankfurt - Germany

Remy Zambarakji

2018 Chief Executive Officer - Bank of Beirut, Sultanate of Oman

Gaby Andari

2011 Chief Information Officer

Dany Nassar

2008 Group Head of Compliance

Antoun Samia

Head of Group Risk Managment Dep

Fouad Chaker

2018 Senior Executive Officer - Business Development Manager

Hikmat El Bikai

2018 Senior Executive Officer – Credit & Legal Affairs

Balsam Al Khalil

Chief Representative Officer, Representative Office UAE & Qatar

Georges Aouad

2005 Director Consumer Banking

Camile Chidiac

Chief Representative Officer, Nigeria & Ghana

Walid Gholmieh

Country Manager, Bank of Beirut s.a.l. Cyprus

Said Haddad

2008 Head of Group Internal Audit

Eddy Khoury

2018 Director - Head of Commercial Banking Division

Alexandre Moujaes

2012 Head of Global Markets Division

Bassem Nohra

2008 Internal Audit Manager

Henri Tabet

2018 Head of Central Support Services

Suzanne Kaake

2012 Group Corporate Secretary

Antoine Abdel Massih

1993 Non-Executive Member of the Board

Anwar Al Khalil

2002 Non-Executive Member of the Board

Rashid Al Rashid

2010 Independent Member of the Board

Pierre Gaspard

2017 Independent Member of the Board

Krikor Sadikian

2011 Independent Member of the Board

Ramzi Saliba

2016 Independent Member of the Board

Robert Sursock

2016 Independent Member of the Board

Antoine Wakim

2011 Independent Member of the Board

Hilda Melki

IR Contact Officer

Biographies

Name Description

Salim Sfeir

Dr. Salim G. Sfeir serves as Chairman and Chief Executive Officer of Bank Of Beirut S.A.L since 1993; after acquiring a minor banking institution with 5 branches ranked 35th by assets in the Lebanese banking sector along with a group of seasoned investors. Since then, Dr. Sfeir has had an active role in leading Bank of Beirut through both prosperous and challenging times and establishing its current status as a leading and widely recognised bank in Lebanon and the region. Dr. Sfeir launched his banking career in 1971 with Bank of Nova Scotia, Beirut. He later held the position of Deputy General Manager with Banque de la Mediterranée from 1980 to 1983. In 1983, Dr. Sfeir founded Wedge Bank (M.E.) s.a.l., Beirut, and took on the role of General Manager and Board Member until 1989. In 1987, he was appointed General Manager - Chief Executive Officer at Wedge Bank (Switzerland) S.A. and remained in that position until 1991, after which he was appointed Vice Chairman in January 1992. Dr. Salim G. Sfeir holds both a Bachelor of Science Degree in Economics from the University of Montreal, in addition to a Masters of Business Administration Degree from the University of Detroit. Dr. Sfeir received Doctorate in Business and Commercial Science from Holy Spirit several honours and awards, including, in April 2014, an Honorary University of Kaslik and in 2017 an Honorary Doctorate in Humane Letters Honoris Causa from the Lebanese American University (LAU).

Fawaz Naboulsi

Mr. Fawaz H. Naboulsi serves as Deputy Chief Executive Officer, Executive Member of the Board of Bank Of Beirut S.A.L since 1993. He started his career with the Fidelity Bank reaching the position of Vice President, Head of the Middle East Division. In 1989, he joined Bank of Oman as the Chief Executive Officer of their British operations in London. Mr. Naboulsi is a graduate in Business Administration from the University of London. He is member of the Board's Risk, Compliance and Credit Committees.

Adib Millet

Mr. Adib S. Millet serves as Vice Chairman of the Board of Bank Of Beirut S.A.L. He is the former director of Millet Textiles and Sprintex (Industrial Textile Field, Ghana) and Chairman of the Board of Directors of Transorient Bank s.a.l. until November 1998. He is currently Chairman of Gimble Ltd. & Frobisher Ltd real estate companies in London. He is also a shareholder in Mtayleb Country Club (MCC) as well as in Les Piques Blancs, Faraya. He is member of the Board's Audit, Credit, Remuneration and Nomination Committees.

Roger Dagher

Mr. Roger Dagher serves as Chief Financial Officer of Bank Of Beirut S.A.L. He has over 26 years of banking experience. Before joining Bank of Beirut, from 1991 till 2004, Roger Dagher worked with the Banking Control Commission (the Lebanese Banking Supervisory Authority). His last position was the Head of the Off-Site Supervision. He holds a Master degree in Banking and Finance and a BA in Law and speaks 3 languages. He is also a visiting Professor at University of Holy Spirit – Kaslik (USEK) for Master in Business Administration-Banking Operations and Management

Sophoklis Argyrou

Miltos Michaelas

Karl-Friedrich Rieger

Remy Zambarakji

Gaby Andari

Mr. Gaby F. Andari serves as Chief Information Technology at Bank Of Beirut S.A.L since January 2011. He has more than 20 years of Information technology experience in the high-tech and financial services industries. Prior to joining the bank, Mr. Andari was the Vice President and CIO of Canada's largest registered education saving plan, the Canadian Scholarship Trust Plan. Mr. Andari holds a bachelor degree in computer science from Louisiana State University.

Dany Nassar

Mr. Dany Nassar serves as Group Head of Compliance at Bank Of Beirut S.A.L since 2008. He has over 17 years of banking experience, particularly in the Internal Audit and Compliance functions. Prior to that, he worked in the United Arab Emirates with BLC Bank and got promoted to Head of Compliance at BLC Bank SAL in Beirut, Lebanon. Mr. Nassar holds a Master’s degree in Business Administration (MBA) from Saint Joseph University –in partnership with Paris 1 Pantheon – Sorbonne University and Paris Dauphine University. He also acquired several certifications: Certified Anti-Money Laundering Specialist (CAMS), Certified Internal Auditor (CIA), Certified Information System Auditor (CISA), Certified Fraud Examiner (CFE), Certified in Control Self-Assessment (CCSA), and Certified Investment and Derivatives Auditor (CIDA). Mr. Nassar is member of the Association of Certified Fraud Examiners (ACFE), the Association of Certified Anti-Money Laundering Specialists (ACAMS), the Institute of Internal Auditors (IIA), and the Information Systems Audit and Control Association (ISACA).

Antoun Samia

Fouad Chaker

Mr. Fouad Youssef Chaker serves as Senior Executive Officer - Business Development Manager at Bank Of Beirut S.A.L. He has over 30 years of experience with respect to Commercial Banking, Trade Finance and Branch Management. With his excellent leadership abilities and financial, analytical and statistical skills, he successfully holds the position of Senior Executive Officer – Business Development Manager in Lebanon & Abroad. He joined Bank of Beirut as Senior Executive Officer in 1995 and was a manager in Byblos Bank prior to that, from 1976 to 1994. Mr. Chaker received his Bachelor of Arts degree from St. Joseph University in Business Administration.

Hikmat El Bikai

Mr. Hikmat El Bikai serves as Senior Executive Officer – Credit & Legal Affairs at Bank Of Beirut S.A.L. He oversees credit banking activities in Lebanon and abroad and monitoring the corporate and retail loan portfolio to ensure compliance with credit risk rules and regulations. banking career commenced at Banque Saradar S.A.L. in 1982 before moving to Credit Commercial du Moyen Orient S.A.L. (CCMO) in 1989. Mr. El Bikai has a Master’s degree in Business Administration (Banking & Finance) from St. Joseph University, Beirut.

Balsam Al Khalil

Georges Aouad

Mr. Georges W. Aouad serves as Director Consumer Banking at Bank Of Beirut S.A.L since 2005. He has more than 30 years of solid experience in business development, retail banking, operations and marketing, Mr. Georges joined Bank of Beirut in 1998 and righteously established the Business Development Department in 2003 before being appointed Director of Consumer Banking Division in 2005. Prior to joining Bank of Beirut, he worked with BLOM Bank and Banque du Credit Populaire where he was part of the team who have put in place the Manuel de Procedure. In addition to his notable banking experience, Mr. Aouad has also been a Professor of Financial Mathematics and Economie & Organisation des Entreprises at the Holy Spirit University where he is currently an MBA lecturer in Retail banking. Mr. Aouad holds Bachelor of Science (BS) in Business & Economics from the Holy Spirit University, Kaslik-Lebanon.

Camile Chidiac

Walid Gholmieh

Said Haddad

Eddy Khoury

Mr. Eddy J. Khoury serves as Director - Head of Commercial Banking Division at Bank Of Beirut S.A.L. Mr. Khoury’s career commenced in 1988 with Banque du Credit Populaire s.a.l. In 1991, he moved to Byblos Bank, where he held different positions such as: Senior Relationship Manager, Team Leader, and Head of Trade & Manufacturing Unit within the Corporate Department. Mr. Khoury received his Master’s degree in Applied Economics from Universite Saint Joseph de Beyrouth and has attended over 70 seminars in house, with the Association of Banks in Lebanon, in Europe and the Arab countries. He also has a certificate in Leadership Management from Georges Washington State University.

Alexandre Moujaes

Mr. Alexandre Moujaes serves as Head of Global Markets Division at Bank Of Beirut S.A.L since 2012. He has over 28 years of banking experience, 20 of which were spent with Bank Audi (Audi Saradar Group) in Paris, France, covering several senior managerial positions in Capital Markets, Treasury, Asset Management and Private Banking.e He holds a D.E.S. in Economics from USJ Beirut and is an AMF accredited securities officer. He has participated in a number of seminars and training programs at Banque de France & La Commission de Contrôle BDF on Risk Management, Derivative products and Capital Markets.

Bassem Nohra

Mr. Bassem Nohra serves as Internal Audit Manager at Bank Of Beirut S.A.L since 2008. Previously, he served with Internal Audit team since 1999. Mr. Nohra is a member of several associations, as he is an ex-board member and secretary of the Institute of Internal Auditors (IIA) Lebanon Chapter, a member of the Information Systems Audit and Control Association (ISACA), an ex-Chairperson of the Audit Committee of Lebanon chapter, a member of the Global Association of Risk Professionals (GARP) and a member of the Association of Certified Fraud Examiners (ACFE). Mr. Nohra holds an MBA in Financial Management from University of Bordeaux IV (France). He is a Certified Internal Auditor (CIA), a Certified Information Systems Auditor (CISA), a Certified Fraud Examiner (CFE), a Certified Quality Management Systems Internal Auditor (IRCA), Certified in Risk and Information Systems Control (CRISC), and Certified in Risk Management Assurance (CRMA).

Henri Tabet

Mr. Henri E. Tabet serves as Head of Central Support Services at Bank Of Beirut S.A.L. He has been a member of Bank of Beirut family for more than 16 years and previously held the position of Chief Administration Officer for three years. He has over 30 years of banking experience, Mr. Tabet perfected his administrative and operational skills during his work with Citibank and Wedge Bank (M.E.) s.a.l. He also has a Bachelor of Arts degree in Business Administration from St. Joseph University.

Suzanne Kaake

Mrs. Suzanne F. Kaake serves as Group Corporate Secretary of the board of Bank Of Beirut S.A.L since 2012. In this capacity, her mission is to develop, implement and maintain a high-quality Corporate Governance framework for the Bank and the Group. Prior to joining Bank of Beirut, she worked in the Central Bank of Lebanon for 26 years, as the Legal department vice director. She was also a lawyer at a renowned law firm. Ms. Kaaki holds a Bachelor’s degree in Law from Saint Joseph University

Antoine Abdel Massih

Mr. Antoine A. Abdel Massih serves as Member of the Board of Bank Of Beirut S.A.L since 1993. He is an industrialist. Abdel Massih is the founder, Chairman and Chief Executive of Puriplast s.a.l. commanding four Formica manufacturing plants in Lebanon, Jordan and Egypt. In addition, he is a shareholder in LOMA, SPA, Italy, a manufacturing concern established in 1978 and mainly involved in the manufacturing of furniture accessories. He is also a real estate investor in both Lebanon and Europe. He is member of the Board's Credit Committee and Risk Management Committee.

Anwar Al Khalil

H.E. Anwar Mohammed Al Khalil serves as Non-Executive Member of the Board of Bank Of Beirut S.A.L since 2002. He was President of the Union of Arab Banks for the period 1983-1989. He was elected member of parliament for three terms: 1992-1996, 1996-2000, and 2000-2005. He was President of the Union of Arab Banks for the period 1983-1989. He was also Minister of State for Parliamentary Affairs (1992-1994), Minister of State for Administrative Reform (1994-1996), Minister of Information (1998-2000), and Minister of Displaced (1998-2000). He is also owner and Chairman of a number of companies in Lebanon and abroad. He is the Managing Director of M. El-Khalil Transport Ltd., Nigeria, 1958-1960; Chairman of Seven-Up Bottling Co., Nigeria, 1972 to date; Chairman, M. El-Khalil & Sons (Properties) Ltd., Nigeria, 1960 to date; Chairman & General Manager, Beirut Riyadh Bank s.a.l 1995-2002, and Chairman MAK Holdings Ltd., 2002 to date. Al Khalil holds a Master of Legal Letters Degree in Law from University of London and Member of the Honorable Society of the Middle Temple-London.

Rashid Al Rashid

Mr. Rashid S. Al Rashid has been an Independent Member of the Board of Directors of Bank Of Beirut S.A.L since 2010, as well as a member of the Board Audit Committee. He is also a Member of Arab National Bank’s Board of Directors. Arch. Rashid S. Al Rashid has been a Partner and General Manager of Real Estate and Investment Division in Al Rashid Trading & Contracting Company since 1976. He is also the Chief Executive Officer of both Rashid S. Al Rashid Sons Ltd. and Rashid S. Al Rashid Architectural Consulting Engineers. In addition to being one of the founding partners and General Manager of Arch Centre for Architectural Designing. Rashid S. Al Rashid holds a Bachelor of Architecture from Oregon University, USA.

Pierre Gaspard

Mr. Pierre A. Gaspard serves as an Independent Member of the Board of Bank Of Beirut S.A.L since 2017. He also chairs Bank of Beirut’s Board Risk Management Committee and is a member of the Board Compliance Committee. Mr. Gaspard was formerly Advisor to the Chairman and Board Member of Saradar Bank. Throughout his 35-year career in the finance industry, Mr. Gaspard held senior executive positions in several local and international banks namely in the fields of Treasury and Capital Markets. Pierre A. Gaspard holds a Bachelor of Business Administration from the American University of Beirut and a Master of Business Administration from California State University

Krikor Sadikian

Mr. Krikor S. Sadikian serves as an Independent Member of the Board of Directors of Bank of Beirut S.A.L since 2011. As a former equity partner at Deloitte & Touche Middle East, with 42 years of experience in audit and financial advisory, Mr. Sadikian currently holds the position of Chairman of Bank of Beirut’s Board Audit Committee, in addition to his role as a member of the Board of Remuneration and Nomination Committee. Mr. Sadikian holds a Bachelor of Business Administration from American University of Beirut.

Ramzi Saliba

Mr. Ramzi N. Saliba serves as an Independent Member of the Board of Bank Of Beirut S.A.L since 2016.He is also Chairman of the Board of Remuneration and Nomination Committee and a Member of the Board's Risk Management Committee. Mr. Saliba began his banking career with Citibank N.A. in 1975 and was then assigned as Head of its Corporate Banking Group to Citibank Maghreb S.A until 1982. In 1983, he joined Bank Med s.a.l. as a Deputy General Manager but was then assigned as a Managing Director General Manager. In 2003, Mr. Saliba joined Audi Saradar Group as an Executive Director General Manager for Audi Saradar Investment Bank s.a.l. Mr. Ramzi Saliba also held the position of Executive Director General Manager at BIT Bank s.a.l from 2013 until 2015. Ramzi N. Saliba holds a BA degree from Emory & Henry College, Virginia, USA.

Robert Sursock

Mr. Robert K. Sursock serves as an Independent Member of the Board of Bank Of Beirut S.A.L since 2016.He is also Member of the Board's Audit Committee, Remuneration, Nomination and Compliance Committee. Robert K. Sursock spent 25 years at Banque Arabe et International d’Investissement, 12 of which as CEO. He established PrimeCorp Finance S.A. in 1997 where he held the position of Chairman and CEO. He was also the Chairman and CEO of Gazprombank Invest MENA from 2009 until May 2015. Robert K. Sursock studied Hautes Etudes Commerciales at Université de Lausanne.

Antoine Wakim

Mr. Antoine Y. Wakim serves as an Independent Member of the Board of Directors of Bank Of Beirut S.A.L since 2011. He also chairs Bank of Beirut’s Compliance Committee. Mr. Wakim was the General Manager of Allianz SNA from 1998 till 2007, in addition to various senior management roles in other insurance companies across Lebanon and the Middle East. Antoine Y. Wakim studied at Universite de Lausanne and completed the Advanced Management Programme at INSEAD. He is also a member of the International Actuarial Association (IAA) and the Association des Actuaries Suisses.

Hilda Melki