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Heritage Insurance Holdings Inc (HRTG.N)

HRTG.N on New York Stock Exchange

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Summary

Name Age Since Current Position

Bruce Lucas

45 2014 Chairman of the Board, Chief Executive Officer

Richard Widdicombe

58 2014 President, Director

Steven Martindale

54 2016 Chief Financial Officer

Ernie Garateix

45 2014 Chief Operating Officer

Sharon Binnun

55 2016 Executive Vice President - Finance, Chief Accounting Officer

Joseph Peiso

58 2014 Vice President - Compliance

Paul Neilson

61 2016 Chief Claims Officer

Panagiotis Apostolou

42 2012 Director

Irini Barlas

45 2014 Independent Director

Trifon Houvardas

50 2012 Independent Director

James Masiello

76 2014 Independent Director

Nicholas Pappas

42 2014 Independent Director

Joseph Vattamattam

40 2014 Independent Director

Vijay Walvekar

70 2012 Independent Director

Biographies

Name Description

Bruce Lucas

Mr. Bruce Lucas is Chairman of the Board, Chief Executive Officer of the company. Mr. Lucas served as our Chairman and Chief Investment Officer from August 2012 to May 2014. Prior to joining the Company, from January 2012 to August 2012, Mr. Lucas served as the Managing Member of IIM Holdings, II, LLC, an investment company. Prior to that, Mr. Lucas served as Chief Executive Officer of Infinity Investment Funds, a hedge fund, from April 2009 to December 2011. Prior to joining Infinity, Mr. Lucas was a restructuring attorney at Weil, Gotshal & Manges LLP.

Richard Widdicombe

Mr. Richard A. Widdicombe is President, Director of the company. Prior to joining the Company, Mr. Widdicombe served as Risk Manager of Homeowners Choice Property & Casualty Insurance Company (NYSE: HCI) from November 2009 to September 2011. Prior to that, Mr. Widdicombe served as President of People’s Trust Insurance Company from July 2007 to February 2009.

Steven Martindale

Mr. Steven Martindale is Chief Financial Officer of the Company. Prior to joining the Company, Mr. Martindale served as Chief Financial Officer at People’s Trust Insurance Company from September 2013 to May 2016. Prior to People’s Trust, Mr. Martindale was Chief Regulatory Officer for the State of Ohio from April 2011 to September 2013 and was responsible for leading the Offices of Risk Assessment, Product Regulation and Actuarial Services and Fraud, Enforcement and Licensing. Mr. Martindale’s prior employment includes leadership positions at KPMG LLP and Nationwide Insurance. Mr. Martindale is a certified public accountant in the state of Ohio.

Ernie Garateix

Mr. Ernie Garateix is Chief Operating Officer of the company, since December 2014. Prior to that, from August 2012 to December 2014, Mr. Garateix served as our Executive Vice President. Prior to joining the Company, Mr. Garateix served as Vice President for American Integrity Insurance Group beginning in October 2007.

Sharon Binnun

Ms. Sharon Binnun is Executive Vice President - Finance, Chief Accounting Officer of the company. Prior to joining the Company, Ms. Binnun served as the Executive Vice President of Cypress Property Insurance Company from July 2013 to August 2014. Prior to that, Ms. Binnun served as the Chief Financial Officer of Citizens Property Insurance Corporation from February 2007 to July 2013. Ms. Binnun’s prior employment includes Deputy Insurance Commissioner in Florida as well as a career at Deloitte & Touche. Ms. Binnun is a certified public accountant in the State of Florida.

Joseph Peiso

Mr. Joseph R. Peiso is Vice President - Compliance of the company, since May 2014. Prior to joining the Company, Mr. Peiso served as Chief Financial Officer of Sunz Insurance Holdings, LLC from September 2011 to August 2012. Prior to that, Mr. Peiso served as Chief Financial Officer of United Insurance Holdings Corporation (NASDAQ: UIHC) from January 2010 to August 2011. From June 2004 to December 2009, Mr. Peiso served as Managing Member of Sarasota Bay Insurance Managers, LLC. Mr. Peiso is a certified public accountant in the State of Florida.

Paul Neilson

Mr. Paul Neilson is Chief Claims Officer of the company. Prior to that, he served as our Vice President of Claims beginning in September 2012. Prior to joining the Company, Mr. Neilson served as the Manager, Claim Quality Assurance for Citizens Property Insurance Corporation from September 2011 to August 2012. Prior to that, from August 2010 to August 2011, Mr. Neilson served as the Director of Claims Management for Homeowners Choice Property & Casualty Insurance Company (NYSE: HCI). From April 1996 to August 2010, Mr. Neilson served in various capacities at First Floridian Auto & Home / Travelers of Florida, an affiliate of The Travelers Indemnity Company.

Panagiotis Apostolou

Mr. Panagiotis Apostolou is Director of the company, since August 2012. Mr. Apostolou is the owner of Central Parking Services, which he founded in 2010. He is also a real estate broker and owner of Alexa Realty of St. Petersburg, which he founded in 2004. Mr. Apostolou also serves as a manager and owner of several other commercial real estate companies.

Irini Barlas

Ms. Irini Barlas is Independent Director of the Company, since August 2014. Ms. Barlas is the Chief Financial and Operating Officer of Megastar Advisors, LLC, an insurance marketing and training organization, and has served in such role since January 2014. Since February 2010, Ms. Barlas has also served as the Director of Accounting and Finance of Barlas & Chambers, a provider of tax, insurance and investment services. Previously, from January 2009 through January 2010, Ms. Barlas was an auditor at Grant Thornton LLP. Ms. Barlas is a member of the American Institute of Certified Public Accountants and the Florida Institute of Certified Public Accountants.

Trifon Houvardas

Mr. Trifon Houvardas is Independent Director of the company, since August 2012. Mr. Houvardas has been involved in the real estate industry since 1992 and currently manages all aspects of three real estate businesses, Foresight Property Services, Foresight Holding Inc. and Fasco Investments Inc. Mr. Houvardas serves as a director of First Home Bank, LLC and Atlas FinTech Holdings Corporation.

James Masiello

Mr. James Masiello is Independent Director of the company, since April 2014. He has served on our board of directors since April 2014 and served as a director pending regulatory approval in 2013. Mr. Masiello founded Alliance Holdings, Inc., the parent company of Strategic Independent Agency Alliance, Inc. (SIAA), a national alliance of insurance agents, in 1994 and has served as its Chairman and Chief Executive Officer since that time.

Nicholas Pappas

Mr. Nicholas George Pappas is Independent Director of the company, since April 2014. Mr. Pappas is the President and owner of FlameStone American Grill and Besa Grill, restaurants in the Tampa area that opened in 2007 and 2011, respectively. Mr. Pappas also owns or serves on the executive team of several commercial real estate holding companies with properties in the Tampa and Jacksonville, Florida areas.

Joseph Vattamattam

Mr. Joseph Vattamattam is Independent Director of the company, since April 2014. Mr. Vattamattam is the Chief Executive Officer of HealthMap Solutions, a provider of technology and consulting services to healthcare organizations, a position he has held since July 2013. Prior to that, Mr. Vattamattam served as Vice President of Medical Economics at CareCentrix, Inc., a provider of home health solutions, from August 2010 to July 2013 and as Area Vice President, Operations from January 2010 to August 2010. Prior to that, Mr. Vattamattam held several positions at WellCare Health Plans, a provider of managed care services, from June 2007 to December 2009, most recently as Director, Health Services. Mr. Vattamattam previously held positions at Wachovia Securities and PricewaterhouseCoopers LLP.

Vijay Walvekar

Mr. Vijay Walvekar is Independent Director of the company, since August 2012. Mr. Walvekar currently serves as Vice President of Central Home Health Care, Inc., a position he has held since January 1985. Mr. Walvekar also serves as President or Managing Member of several real property holding companies owning real estate in Florida and Michigan. Mr. Walvekar also serves as Managing Director of Control-Touch Electronics (Poona) Pvt. Ltd., an Indian technology company.