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Lloyds Banking Group PLC (LLOY.L)

LLOY.L on London Stock Exchange

52.91GBp
12 Dec 2018
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Summary

Name Age Since Current Position

Norman Blackwell

63 2014 Non-Executive Chairman of the Board

Antonio Horta-Osorio

54 2012 Group Chief Executive, Executive Director

Anita Frew

61 2017 Non-Executive Deputy Chairman of the Board, Senior Independent Director

George Culmer

52 2013 Chief Financial Officer, Executive Director

Antonio Lorenzo

2015 Interim Chief Executive, Scottish Widows and Group Director, Insurance

Juan Colombas

2017 Chief Operating Officer, Executive Director

Kate Cheetham

2017 Group General Counsel

Karin Cook

2017 Group Services Director

Paul Day

Chief Internal Auditor

Vim Maru

2017 Group Director, Retail

Zaka Mian

Group Director - Digital and Transformation

David Oldfield

2017 Group Director, Commercial Banking

Jakob Pfaudler

2017 Group Director, Community Banking

Janet Pope

56 Chief of Staff & Group Corporate Affairs Director

Stephen Shelley

2017 Group Chief Risk Officer

Jennifer Tippin

2017 People & Productivity Director

Malcolm Wood

2014 Company Secretary

Amanda Mackenzie

54 2018 Non-Executive Director

Nicholas Prettejohn

2018 Non-Executive Director

Alan Dickinson

2014 Non-Executive Independent Director

Simon Henry

56 2014 Non-Executive Independent Director

James Lupton

2017 Non-Executive Independent Director

Deborah McWhinney

63 2015 Non-Executive Independent Director

Stuart Sinclair

64 2016 Non-Executive Independent Director

Sara Weller

54 2012 Non-Executive Independent Director

Douglas Radcliffe

2014 Interim Investor Relations

Biographies

Name Description

Norman Blackwell

Lord Norman Blackwell is Non-Executive Chairman of the Board of Lloyds Banking Group Plc. Lord Blackwell initially joined the Board as Chairman of Scottish Widows Group. He was previously Senior Independent Director and Chairman of the UK Board for Standard Life and Director of Group Development at NatWest Group. His past Board roles have included Chairman of Interserve plc, and Non-Executive Director of Halma plc, Dixons Group, SEGRO and Ofcom. He was Head of the Prime Minister’s Policy Unit from 1995 to 1997 and was appointed a Life Peer in 1997. He has an MA in Natural Sciences from the University of Cambridge, a Ph.D in Finance and Economics and an MBA from the University of Pennsylvania. Governor of the Yehudi Menuhin School and a member of the Governing Body of the Royal Academy of Music.

Antonio Horta-Osorio

Mr. Antonio Horta-Osorio is Group Chief Executive, Executive Director of Lloyds Banking Group Plc. Extensive experience in, and understanding of, both retail and commercial banking built over a period of more than 30 years, working both internationally and in the UK Drive, enthusiasm and commitment to customers Proven ability to build and lead strong management teams António previously worked for Citibank, Goldman Sachs and held various senior management positions at Grupo Santander before becoming its Executive Vice President and member of the Collection. Group’s Management Committee. He was a Non-Executive Director of Santander UK and subsequently its Chief Executive. He is also a former Non-Executive Director of the Court of the Bank of England. António has a Degree in Management & Business Administration from the Universidade Católica Portuguesa, an MBA from INSEAD and has completed the Advanced Management Program at Harvard Business School. Non-Executive Director of EXOR N.V., Fundação Champalimaud and Sociedade Francisco Manuel dos Santos in Portugal, a member of the Board of Stichting INPAR and Chairman of the Wallace Collection.

Anita Frew

Ms. Anita M. Frew has been appointed as Non-Executive Deputy Chairman of the Board, Senior Independent Director of Lloyds Banking Group PLC., effective May 11, 2017. Anita was previously Chairman of Victrex plc, the Senior Independent Director of Aberdeen Asset Management and IMI plc, an Executive Director of Abbott Mead Vickers, a Non-Executive Director of Northumbrian Water and has held various investment and marketing roles at Scottish Provident and the Royal Bank of Scotland. She has a BA (Hons) in International Business from the University of Strathclyde, a MRes in Humanities and Philosophy from the University of London, an Honorary DSc for contribution to industry and finance from the University of Cranfield and an Honorary Doctorate in Management and Finance from the University of Aberdeen. Chairman of Croda International Plc and a Non-Executive Director of BHP Billiton.

George Culmer

Mr. George Culmer is Group Finance Director, Executive Director of Lloyds Banking Group plc. He has Extensive operational and financial expertise including strategic and financial planning and control Worked in financial services in the UK and overseas for over 25 years George was an Executive Director and Chief Financial Officer of RSA Insurance Group, the former Head of Capital Management of Zurich Financial Services and Chief Financial Officer of its UK operations as well as holding various senior management positions at Prudential. He is a Non-Executive Director of Scottish Widows. George is a Chartered Accountant and has a history degree from the University of Cambridge.

Antonio Lorenzo

Mr. Antonio Lorenzo is Interim Chief Executive, Scottish Widows and Group Director, Insurance of Lloyds Banking Group PLC. Antonio joined the Group in 2011 as head of the Wealth and International division and Group Corporate Development, leading the Group’s strategic review and subsequent programme of reducing non-core assets and exiting international locations. From 2013, he assumed the role of Group Director, Consumer Finance & Group Corporate Development, leading the division’s growth strategy whilst completing the sale of TSB. At the end of 2015 he was appointed Chief Executive, Scottish Widows and Group Director, Insurance and during 2017 he also assumed responsibility for the Wealth Division. Antonio is also Group Executive Sponsor for Emerging Talent. Antonio joined the Group from Santander, where he had worked in a number of different leadership roles and jurisdictions since 1998. He was part of the management team that completed the take-over of Alliance & Leicester and Bradford & Bingley; and was Chief Financial Officer of Santander UK. Before Santander, Antonio spent over nine years at Arthur Andersen.

Juan Colombas

Mr. Juan Colombas is Chief Operating Officer, Executive Director of Lloyds Banking Group PLC., He has Significant banking and risk management experience International business and management experience Juan was appointed to the role of Chief Operating Officer in September 2017 and is responsible for leading a number of critical Group functions and driving the transformation activities across the Group in order to build the Bank of the Future. Prior to this he served as the Group’s Chief Risk Officer and was responsible for developing the Group’s risk framework, recommending the Group’s risk appetite and ensuring that all risks generated by the business were measured, reviewed and monitored on an ongoing basis. He was previously the Chief Risk Officer and an Executive Director of Santander’s UK business. Prior to this, he held a number of senior risk, control and business management roles across the Corporate, Investment, Retail and Risk Divisions of the Santander Group. Until September 2017 he was the Vice Chairman of the International Financial Risk Institute. Juan has a BSc in Industrial Chemical Engineering from the Universidad Politécnica de Madrid, a Financial Management degree from ICADE School of Business and Economics and an MBA from the Institute de Empresa Business School

Kate Cheetham

Karin Cook

Ms. Karin Cook is Group Services Director of the Company. Karin is Group Services Director and is responsible for Global Payments, Customer Services, Property, Divestment and Development, the Chief Security Office, Credit Operations and Sourcing. Having worked in financial services for 27 years, prior to joining the Group as COO Commercial Banking in 2013, Karin led global operational, finance, and technology functions at HSBC, Morgan Stanley and Goldman Sachs. She is a Non-Executive Director of Scottish Widows and the Group’s Executive Sponsor for Sexual Orientation and Gender Identity. She was named in the prestigious 2017 OUTstanding FT list as one of the Top 50 Allies globally, and is proud that the Group was also recognised as the 2017 Stonewall employer of the year. Karin holds a degree in Modern and Medieval Languages from Cambridge University.

Paul Day

Mr. Paul Day is Chief Internal Auditor of the company. Paul joined the Group in June 2017 from Deloitte, where he was a partner in the UK Financial Services practice and led the UK Financial Services Internal Audit business. Paul has specialised in internal and external audit roles across financial services for over 20 years, including holding various leadership roles across Barclays Internal Audit. Paul studied at Cambridge University, holds an MBA from Manchester Business School and is a member of the Institute of Chartered Accountants and the UK Chartered Institute of Internal Auditors.

Vim Maru

Mr. Vim Maru is Group Director, Retail of the Company. Vim was appointed Group Director, Retail in September 2017. He joined the Group in June 2011 as Managing Director, Customer Products and was appointed to the Group Executive Committee in August 2013. Vim is also a UK Finance Board member, leading on Retail Banking. Previously Vim worked for over 12 years at Santander, in a range of roles in Corporate Strategy, Mergers & Acquisitions, the Life Division and most recently held the position of Director, Retail Products. Vim holds an Economics degree from the London School of Economics and is a member of the Institute of Chartered Accountants.

Zaka Mian

Mr. Zaka Mian is Group Director - Digital and Transformation of the Company. Zak joined the Group in 1989 as a Business Analyst in IT and has carried out multiple roles involving Retail CIO, Head of IT Architecture and leading the Digital Transformation programme. He was appointed Group Director, Digital and Transformation in 2016 and his responsibilities increased in September 2017 as the Group Director, Transformation. He is responsible for the digital transformation of the Group, including all IT and business change, and ensuring we are ready to meet the future expectations of our customers. Zak has a Computer Science degree from York University.

David Oldfield

Mr. David Oldfield is Group Director, Commercial Banking of the Company. David was appointed as Group Director for the Commercial Banking division in September 2017 responsible for supporting corporate clients from SMEs through Mid Markets to Global Corporates and Financial Institutions. David started his career with Lloyds Bank 31 years ago on the graduate entrant programme and has held a number of key leadership roles across all Divisions of the Group since that time. Immediately prior to his current role he was Group Director Retail and Consumer Finance, responsible for the Lloyds, Halifax, Bank of Scotland, Lex Autolease and Black Horse Brands including the retail branch networks, customer products and telephone banking, in addition to Retail Business Banking and UK Wealth businesses. David is a Fellow of the Chartered Institute of Bankers. He is also Group Executive Sponsor for Disability.

Jakob Pfaudler

Mr. Jakob Pfaudler is Group Director, Community Banking of the company. Jakob was appointed Group Director, Community Banking in September 2017. From 2015 to 2017 he was Chief Operating Officer for the Retail Bank and prior to this he was Managing Director of Asset Finance. Other previous roles include Chief Operating Officer for Wealth & International, Managing Director International Retail and International Banking and Wholesale Banking Operations Director. Jakob joined the Group in 2004 having spent six years with McKinsey & Co, in their London office. Prior to McKinsey, Jakob spent time with Goldman Sachs and Oliver Wyman. He has a PhD in Theoretical Physics from Oxford University.

Janet Pope

Ms. Janet Pope is Chief of Staff & Group Corporate Affairs Director of the Company. Janet joined the Group in 2008 to run the Savings business. She was previously Chief Executive at Alliance Trust Savings, prior to which she was EVP Global Strategy at Visa International. Janet spent 10 years at Standard Chartered Bank where she held a variety of roles including Retail Banking MD for Africa and non-executive directorships at Standard Chartered Bank Zimbabwe, Kenya, Zambia and Botswana. Janet is Chairman of the Charities Aid Foundation Bank and a Non-Executive Director of the Banking Standards Board. Janet studied at the London School of Economics. She has a Master’s degree in Economics and holds an MBA from Cass Business School. She is also the Group’s Executive Sponsor for Inclusion and Diversity.

Stephen Shelley

Jennifer Tippin

Mr. Jennifer Tippin is Group People and Productivity Director of the company. Jen was appointed as Group People and Productivity Director in July 2017 and is responsible for leading the people function and managing the Group’s cost base. Prior to current role, Jen held the roles of Group Customer Services Director and Managing Director, Retail Business Banking. Graduating from Oxford University, Jen has enjoyed a career spanning multiple industries, including banking, engineering and the airline sector. Jen is a Non-Executive Director (Designate) on the Board of Lloyds Bank Corporate Markets and a Non-Executive Director of the Kent Community NHS Foundation Trust.

Malcolm Wood

Mr. Malcolm J. Wood is no longer Company Secretary of the Company, effective June 2019. Malcolm was previously General Counsel and Company Secretary of Standard Life after a career as a corporate lawyer in private practice in London and Edinburgh. He has a wealth of experience in governance, policy and regulation. He is a Fellow of the Institute of Chartered Secretaries and Administrators and a Member of the Corporate Governance Council and the GC100. Malcolm is an attendee of the Group Executive Committee.

Amanda Mackenzie

Ms. Amanda Mackenzie, OBE is Non-Executive Director of the Company, effective October 1, 2018. Amanda is Chief Executive of Business in the Community, and until 2015 was Chief Marketing and Communications Officer and a member of the Executive Committee at Aviva plc. She previously held senior marketing roles at organisations including Centrica, Hewlett Packard and BT Group and was a Non-Executive Director of Mothercare Group from 2011- 2017. She will serve as a member of the Board Risk Committee and Responsible Business Committee.

Nicholas Prettejohn

Mr. Nicholas Prettejohn is Non-Executive Independent Director of Lloyds Banking Group PLC. Nick has served as Chief Executive of Lloyd’s of London, Prudential UK and Europe and Chairman of Brit Insurance. He is a former Non-Executive Director of the Prudential Regulation Authority and of Legal & General Group Plc as well as Chairman of the Financial Services Practitioner Panel and the Financial Conduct Authority’s Financial Advice Working Group. He was previously a Member of the BBC Trust and Chairman of the Britten-Pears Foundation. Nick has a First Class Degree in Philosophy, Politics and Economics from Balliol College, University of Oxford. Chairman of the Royal Northern College of Music and a member of the Board of Opera Ventures.

Alan Dickinson

Mr. Alan P. Dickinson has been appointed as Non-Executive Independent Director of the Company., since September 8, 2014. Alan has 37 years’ experience with the Royal Bank of Scotland, most notably as Chief Executive of RBS UK. More recently, Alan was a Non-Executive Director of Willis Limited and Chairman of its Risk Committee. He was formerly Chairman of Brown, Shipley & Co. Limited and a Non-Executive Director of Nationwide Building Society where he was Chairman of its Risk Committee. He is a Fellow of the Chartered Institute of Bankers and the Royal Statistical Society and has an MBA from the Manchester Business School and a BSc from the University of Birmingham. Chairman of Urban&Civic plc and a Governor of Motability.

Simon Henry

Mr. Simon Henry is Non-Executive Independent Director of Lloyds Banking Group plc., since 26 June 2014. Until recently Simon was Chief Financial Officer and Executive Director of Royal Dutch Shell plc. He was previously Chair of the European Round Table CFO Taskforce and a Member of the Main Committee of the 100 Group of UK FTSE CFOs. He has a BA in Mathematics, an MA from the University of Cambridge and is a fellow of the Chartered Institute of Management Accountants (CIMA). Non-Executive Director of Rio Tinto plc and Rio Tinto Limited, Independent Director of PetroChina Company Limited, Member of the Defence Board and Chair of the Defence Audit Committee, UK Government, Member of the Advisory Panel of CIMA and of the Advisory Board of the Centre for European Reform.

James Lupton

Mr. James R. Lupton is Non-Executive Independent Director of the company. Lord Lupton was Deputy Chairman of Baring Brothers, co-founded the London office of Greenhill & Co., and was Chairman of Greenhill Europe until May 2017. He was previously a Trustee of the British Museum, Governor of Downe House School and a member of the International Advisory Board of Global Leadership Foundation. He became a Life Peer in October 2015 and is a former Treasurer of the Conservative Party. He served on the House of Lords Select Committee on Charities. He read Jurisprudence at Lincoln College, Oxford and is a qualified solicitor. Senior Advisor to Greenhill Europe and Chairman of the Trustees of the Lovington Foundation.

Deborah McWhinney

Ms. Deborah Doyle McWhinney is no longer Non-Executive Independent Director of the Company, effective December 2018. Deborah is Chair of the Board Risk Committee’s IT Resilience and Cyber Sub-Committee. She is a former Chief Executive Officer, Global Enterprise Payments and President, Personal Banking and Wealth Management at Citibank. Deborah was previously President of Institutional Services at Charles Schwab Corporation and held executive roles at Engage Media Services Group, Visa International and Bank of America, where she held senior roles in Consumer Banking. She holds a BSc in Communications from the University of Montana. Member of the Supervisory Board of Fresenius Medical Care AG & Co. KGaA, Independent Director of Fluor Corporation and IHS Markit Ltd, a Trustee of the California Institute of Technology and of the Institute for Defense Analyses.

Stuart Sinclair

Mr. Stuart Sinclair is Non-Executive Independent Director of the Company. Stuart is a former Non-Executive Director of TSB Banking Group plc, TSB Bank plc, LV Group, Virgin Direct and Vitality Health (formerly Prudential Health). He was also a Senior Independent Director of Swinton Group Limited. In his executive career, he was President and Chief Operating Officer of Aspen Insurance after spending nine years with General Electric, as Chief Executive Officer of the UK Consumer Finance business then President of GE Capital China. Before that he was Chief Executive Officer of Tesco Personal Finance and Director of UK Retail Banking at the Royal Bank of Scotland. He was a Council member of The Royal Institute for International Affairs (Chatham House). He has an MA in Economics from the University of Aberdeen and an MBA from the University of California. Interim Chairman of Provident Financial Plc with effect from 2 February 2018 (previously Senior Independent Director) and Chair of their Risk Advisory Committee, Senior Independent Director and Chair of Risk at QBE Insurance (Europe) Limited.

Sara Weller

Ms. Sara V. Weller is Lead Non-Executive Director of Lloyds Banking Group PLC. Sara’s previous appointments include Managing Director of Argos, various senior positions at J Sainsbury including Deputy Managing Director, Chairman of the Planning Inspectorate, Lead Non-Executive Director at the Department of Communities and Local Government, a Non- Executive Director of Mitchells & Butlers as well as a number of senior management roles for Abbey National and Mars Confectionery. She has an MA in Chemistry from Oxford University. Non-Executive Director of United Utilities Group and Chair of their Remuneration Committee and a member of their Nomination Committee, Lead Non-Executive Director at the Department for Work and Pensions, a Governing Council Member of Cambridge University, Board member at the Higher Education Funding Council and Trustee of Lloyds Bank Foundation for England and Wales, with effect from 1 February 2018.

Douglas Radcliffe