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Swedbank AB (SWEDa.ST)

SWEDa.ST on Stockholm Stock Exchange

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Summary

Name Age Since Current Position

Ulrika Francke

63 2019 Independent Chairman of the Board

Anders Karlsson

53 2019 Acting President and Chief Executive Officer, Group Chief Financial Officer

Anders Ekedahl

59 2014 Head of Group IT

Cecilia Hernqvist

59 2016 Head of Compliance

Helo Meigas

54 2016 Chief Risk Officer

Carina Strand

55 2017 Head of Human Resources

Aet Altroff

47 2016 Head of Group Customer Value Management

Girts Berzins

46 2016 Head of Strategy Digital Banking

Mikael Bjorknert

53 2017 Chief Strategy Officer

Lars-Erik Danielsson

57 2016 Chief Credit Officer

Charlotte Elsnitz

50 2017 Head of Baltic Banking

Ragnar Gustavii

58 2017 Head of CEO Office

Leif Karlsson

53 2016 Head of Lending & Payments

Ola Laurin

48 2016 Head of Large Corporates & Institutions

Lotta Loven

52 2016 Head of Digital Banking

Kerstin Winlof

2019 Head of Group Savings

Bo Johansson

54 2017 Director

Camilla Linder

51 2015 Director, Employee Representative

Roger Ljung

52 2015 Director, Employee Representative

Bodil Eriksson

56 2016 Independent Director

Mats Granryd

57 2017 Independent Director

Anna Mossberg

47 2018 Independent Director

Peter Norman

61 2016 Independent Director

Siv Svensson

62 2010 Independent Director

Magnus Uggla

67 2017 Independent Director

Gregori Karamouzis

Head of Investor Relations

Biographies

Name Description

Ulrika Francke

Ms. Ulrika Francke has been Independent Chairman of the Board of Directors of Swedbank AB since April 5, 2019. She has previously been Independent Deputy Chairman of the Board since April 5, 2016. Previously she was Independent Member of the Board of Directors at the Company from 2009 until April 5, 2016. She is Member of the Audit, Remuneration, Risk and Capital Committees of the Company. She previously served as Independent Vice Chairman of the Board of (2006-2009), and prior to that, Second Deputy Chairman (2003-2006) as well as Director (2002-2003). Ms. Francke was President and Chief Executive Officer of Tyrens AB. She also served as President and Chief Executive Officer of SBC Sveriges Bostadsrattscentrum AB, Head of Administration at the City of Stockholm, and President and CEO of Fastighets AB Brommastaden. Apart from her duties at Swedbank, she is Chair of the Board at Knightec AB and Vasakronan, as well as Board Member of Sven Tyrens stiftelse, Hexagon AB and SIS. Ms. Francke completed university studies.

Anders Karlsson

Mr. Anders Karlsson has been Acting President and Chief Executive Officer, Group Chief Financial Officer of Swedbank AB since March 28, 2019. He has been Group Financial Officer (CFO) at Swedbank AB since June 10, 2016. Before that, he was Group Chief Risk Officer from September 1, 2013. He was previously Head of Risk at Swedbank Treasury and at Large Corporates & Institutions (2013). He has been employed at the Company since 2010 and earlier between 1999 and 2008. He was Head of Market Risk, Capital- and Credit Modelling at Swedbank Group (2011-2013); Head of Group Risk Control at Swedbank (2010-2011); Chief Financial Officer of Carnegie Investment Bank (2009-2010); Chief Risk Officer of Carnegie Investment Bank (2008-2009); Head of Group Risk Control at Swedbank (2004-2008). He also held Management Roles within risk and Head of Economic Capital och Basel II project Swedbank (1999-2004) and Management Roles in Treasury and Capital Markets at Handelsbanken (1992-1998). He holds Master of Science degree in Business and Economics.

Anders Ekedahl

Mr. Anders Ekedahl has been Head of Group IT at Swedbank AB since January 1, 2014. He previously was Head of Group Business Control at Swedbank (2013). He has worked at Swedbank since 1987 and has experience in many different business areas of the Bank. He was Head of Business Development retail (2010-2012), Head of Savingsbanks Business (2008-2013), Head of Corporate Banking (2005-2008), Head of Large Customers (2001-2005), Head of Cards and Payments (1999-2000), Head of Babs (1998-2000), Head of Credit Sparbanken Finans (1995-1997), Deputy Credit Manager Sparbankens Finans (1991-1995) and Salesman Merkantil leasing (1987-1990). He holds a Master of Science degree in Business and Economics.

Cecilia Hernqvist

Ms. Cecilia Hernqvist has been Head of Compliance at Swedbank AB since June 1, 2016. She no longer serves as General Counsel and Head of Communications at the Company, effective as of June 1, 2016. She has held this position since January 1, 2014. She has previously been Head of Group Legal at the Company. She has been employed at the Company since 1990. She previously was Company secretary including Head of Group Legal (2006-2013), Company secretary (2003-2006), Head of Group Legal (1996-2003) and she has held various positions in legal service at the Company since 1990. She also served as Sandstrom law firm (1985-1990) and at Katrineholm district court (1983-1985). She holds a Master of Legal Letters degree.

Helo Meigas

Ms. Helo Meigas has been Chief Risk Officer at Swedbank AB since June 10, 2016. She no longer serves as Head of Group Treasury at the Company, effective as of June 10, 2016. She has held this position since January 1, 2014. She has been employed at the Company since 2004. She was previously Chief Financial Officer and later Head of Russia & Ukraine business area at the Company (2009-2013). She also served in various managerial positions in Swedbank Baltic Banking (2004-2009). She was Management Consultant at McKinsey & Co (Finland) (2001-2004); Deputy Governor, Financial Stability at Bank of Estonia (1998-2000) and Chief Executive Officer of Tallinn Stock Exchange (1995-1998). She holds Master of Arts in Law and Diplomacy with focus on International Business law and Finance from Tufts University.

Carina Strand

Ms. Carina Strand has been appointed Head of Human Resources at Swedbank AB, effective as of October 1, 2017. She joined the Company from the position of Head of HR at IBM Sweden, where she was also part of the Management Team.

Aet Altroff

Ms. Aet Altroff has been Head of Group Customer Value Management at Swedbank AB since 2016. Previously, shr was Head of Competence Centre Private, Baltic Banking, Swedbank Baltic (2010-2016), held various leading positions in Hansabank Estonia (1998-2010) and worked at Estonian Savings Bank (1994-1997). She has been employed at Swedbank since 1994. She has Bachelor of Business Administration in Marketing and Foreign Economy from the Tallinn Technical University. She has had several leading positions in Swedbank with a focus on retail banking and customer loyalty.

Girts Berzins

Mr. Girts Berzins has been Head of Strategy Digital Banking at Swedbank AB since October 6, 2016. He was Acting Co-Head of Digital Banking at the Company from June 1, 2016. He has been employed at the Company since 2011 and earlier from 1996 till 2007. He holds a Master of Arts degree in Economics.

Mikael Bjorknert

Mr. Mikael Bjorknert has been Chief Strategy Officer at Swedbank AB since June 1, 2016. He was Head of the CEO Office from June 1, 2016 till September 29, 2017. He no longer serves as Head of Strategic Analysis and Mergers & Acquisitions at the Company effective as of June 1, 2016. He has held this position since January 1, 2015. Before that, he was Head of Channels and Concepts at Swedbank AB from January 1, 2013 until 2014. Before that, he was Head of Group Business Support at the Company (2010-2012). He joined Swedbank on August 1, 2010. He previously held various senior positions in SEB within Commercial Banking (1996-2010). He is Board Member of NASDAQ Nordic and UC and Chair of Bankgirot. He holds Master of Science degree in Business and Economics.

Lars-Erik Danielsson

Mr. Lars-Erik Danielsson has been Chief Credit Officer of Swedbank AB since June 1, 2016. He joined the Company in 1990. He studied business and economics.

Charlotte Elsnitz

Ms. Charlotte Elsnitz has been Head of Baltic Banking at Swedbank AB since June 30, 2017. She has previously been CFO for the business area Baltic Banking. Charlotte Elsnitz has worked for Swedbank since 2007, and has had several different managerial positions prior to joining her current role as CFO of Baltic Banking. Before joining the bank, she was Head of the Capital Unit at the Swedish Financial Supervisory Authority. She holds a Master of Science in Business and Economics.

Ragnar Gustavii

Mr. Ragnar Gustavii has served as Head of CEO Office at Swedbank AB since September 29, 2017. He studied Macroeconomics & Business Administration at Uppsala University.

Leif Karlsson

Mr. Leif Karlsson has been Head of Lending & Payments at Swedbank AB since June 1, 2016. He joined the Company in 1990. He is Member of the Board of Bankgirot. He holds a Master of Science degree in Business and Economics.

Ola Laurin

Mr. Ola Laurin has been Head of Large Corporates & Institutions at Swedbank AB since May 1, 2016. He shared the role until July 6, 2018. He was Head of Financial Institutions at the Company. He joined Swedbank in 2000. He holds a Master of Science degree in Business and Economics.

Lotta Loven

Ms. Lotta Loven has been Head of Digital Banking at Swedbank AB since October 6, 2016. Before that, she has been Acting Co-Head of Digital Banking at the Company since June 1, 2016. She has been employed at the Company since 2004 and earlier from 1986 till 1999. She is Board Member of Finansiell ID-teknik. She has a diploma in business administration.

Kerstin Winlof

Ms. Kerstin Winlof has been appointed Head of Group Savings at Swedbank AB effective as of by May 1, 2019. She was formerly Chief Operating Officer within Wealth Management and Wholesale Banking at Nordea.

Bo Johansson

Mr. Bo Johansson has been Director of Swedbank AB since March 30, 2017. He is also Member of the Risk and Capital Committee. He serves as CEO of Swedbank Sjuharad AB. Previously, he was Bank Manager at Swedbank AB Jamtland/ Harjedalen; Head of Trade Finance, Swedbank Markets; Bank Manager Harjedalen and Acting branch manager Sparbanken Sveg. He holds M.Sc. degree in Business & Economics.

Camilla Linder

Ms. Camilla Linder has been Director, Employee Representative at Swedbank AB since 2015. She has been Deputy Director, Employee Representative at the Company since 2013. She has experience in banking from retail operations, among others. She previously served at Sparbanken Alfa, Foreningssparbanken, Sparbanken Sverige. She is Chair of Finansforbundets koncernklubb Swedbank and Board Member of SPK. She graduated from upper secondary school.

Roger Ljung

Mr. Roger Ljung has been Director, Employee Representative at Swedbank AB since 2015. He is Business Advisor at Swedbank AB. He previously was retail advisor, branch manager, business advisor in Swedish Banking, Swedbank. He is Board Member of Finansforbundets forbundsstyrelse and Finans och forsakringsbranschens A-Kassa, as well as Deputy Chair of the Board of Finansforbundets koncernklubb Swedbank and SPK. He graduated from upper secondary school.

Bodil Eriksson

Ms. Bodil Eriksson has been Independent Director at Swedbank AB since April 5, 2016. She is Member of the Remuneration Committee at the Company. She holds the position as Chief Executive of Volvo Cars Mobility. Previously, she was Executive Vice President at Volvo Cars USA, LLC; Senior Vice President, Volvo Cars Corporation; Executive Vice President, Apotek Hjartat; Senior Vice President, SCA and Executive Vice President, Axfood. She has completed university studies.

Mats Granryd

Mr. Mats Granryd has been Independent Director at Swedbank AB since March 30, 2017. He is Member of the Audit Committee. He is Director General of GSMA. Previously, he was President and CEO of Tele 2 and held senior positions within Ericsson. He serves as Chair of COOR. He holds M.Sc. degree from Royal Institute of Technology in Stockholm.

Anna Mossberg

Ms. Anna Mossberg has been Independent Director at Swedbank AB since March 22, 2018. She is member of the Remuneration Committee. She has experience in digital change. She has a long background in the Internet and telecom industries, including as Business Area Manager at Google Sverige AB, and many years in various senior roles at Telia and Deutsche Telecom AG. She is Board Member of SwissCom AB. She was MD, Bahnhof AB; SvP, Strategy and Portfolio Management, Deutsche Telecom AG; Director Internet Services, Telia AB and Vice President, Telia International Carrier AB. She holds Executive MBA, IE University, Spain Executive MBA, Stanford University, USA M.Sc., Lulea University of Technology.

Peter Norman

Mr. Peter Norman has been Independent Director at Swedbank AB since April 5, 2016. He is also Member of the Audit, and Risk and Capital Committee at the Company. He has previously been Minister for Financial Markets and Chief Executive Officer for the Seventh Public Pension Fund, as well as CEO of Alfred Berg Asset Management and Director at Riksbank. In addition, he has twenty years of experience from asset management in leading positions. He serves at Kvartil Asset Management AB as Chair of the Board; COIN - Investment Consulting Group AB as Chair of the Board; Pepins Group AB as Chair; Pepins Group AB as Chair; Swedish Transport Agency as Chair; Stockholm Resilience Center as Board member; Royal Academy of Music, Stockholm as Board member and Nasdaq Nordic as Chair. He holds Bachelor of Science degree in Economics.

Siv Svensson

Ms. Siv Svensson has been Independent Member of the Board of Directors of Swedbank AB since March 26, 2010. She also serves as Chair of the Audit Committee of the Company and Member of the Risk and Capital Committee. Ms. Svensson is Member of the Boards of SJ AB, Allba Holding AB and Karolinska University Hospital. She was previously CEO of Sefina Finance AB, CEO of Sefina Svensk Pantbelagning AB, Executive Vice President and Regional Head of Nordea AB, Group Controller and Nordic Head of Global Operation Services at Nordea AB, Group Controller at Merita Nordbanken AB and Administrative Head at PK Fondkommission AB. She holds Bachelor of Science degree in International Economics.

Magnus Uggla

Mr. Magnus Uggla has been Independent Director at Swedbank AB since March 30, 2017. He is Chair of the Risk and Capital Committee. Magnus Uggla has background from Handelsbanken, including as Vice President of Handelsbanken International, Head of Handelsbanken’s UK region and Head of the Stockholm region. He also served at Axel Johnson AB, Swedish Ministry of Industry and Sveriges Riksbank. He holds M.Sc. from Royal Institute of Technology in Stockholm, and MBA from Stockholm School of Economics. He also completed Stanford Executive Program.

Gregori Karamouzis