United States

Profile: Atlantic Capital Bancshares Inc (ACBI.OQ)

ACBI.OQ on NASDAQ Stock Exchange Global Select Market

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Atlantic Capital Bancshares, Inc., incorporated on October 2, 2006, is the bank holding company for Atlantic Capital Bank (the Bank). The Bank operates as a commercial bank. The Bank provides an array of credit, treasury management and deposit products and services to growth businesses, middle market corporations, commercial real estate developers and investors, and private clients. Its wealth management division offers financial planning, trust administration, investment management, brokerage and estate planning services. It also provides selected capital markets, mortgage banking, and electronic banking services to its corporate, business and individual clients. Its private banking credit products include loans to individuals for personal and investment purposes, such as secured installment and term loans, and home equity lines of credit. Its specialty corporate financial services include payments industry banking, financial institutions banking, capital markets services and specialty commercial lending.

Lending Activities

The Company offers commercial loans, residential loans, consumer loans and other loans. Its commercial loans consist of commercial and industrial loans, commercial real estate loans, construction and land loans, and mortgage warehouse loans. Its residential loans consist of residential mortgages loans and home equity. Its commercial real estate loan types include secured construction loans, secured mini-permanent loans and, less frequently, secured or unsecured lines of credit. A majority of its commercial real estate loan portfolio is secured by a first mortgage security interest in the property financed. Its specialty commercial loans consist of Small Business Administration (SBA) loans, franchise finance programs and commercial mortgage loans on single credit tenant properties. It offers these loans to small businesses, franchisees and real estate investors across a range of industries in the southeast and nationally. As of December 31, 2016, the Company's total net loans held for investment were $1.9 billion.

Investment Activities

The Company's available-for-sale securities consists of the United States treasuries, the United States government agencies, the United States' states and political divisions, trust preferred securities, corporate debt securities and residential mortgage-backed securities-agency. The Company's investment securities available-for-sale totaled $347.7 million as of December 31, 2016.

Sources of Funds

The Company's deposits consist of non-interest bearing demand deposits, interest bearing demand deposits, savings and money market deposits, time deposits and brokered deposits. As of December 31, 2016, the Company's total deposits were $2.24 billion.

Company Address

Atlantic Capital Bancshares Inc

945 E Paces Ferry Rd NE Ste 1600
ATLANTA   GA   30326-1362
P: +1404.9956050

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