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Profile: Texas Capital Bancshares Inc (TCBI.O)

TCBI.O on Nasdaq

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Texas Capital Bancshares, Inc., incorporated on November 20, 1996, is a bank holding and a financial holding company. The Company is the parent of Texas Capital Bank, National Association (the Bank). The Company offers a range of loan, deposit account and other financial products and services to its customers. The Company offers a range of products and services for its business customers, including commercial loans for general corporate purposes, including financing for working capital, internal growth, acquisitions and financing for business insurance premiums; real estate term and construction loans; mortgage finance lending; mortgage correspondent aggregation; equipment leasing; medium- and long-term tax-exempt loans for municipalities and other governmental and tax-exempt entities; treasury management services; wealth management and trust services, and letters of credit. The Company also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts with optional features, such as Visa debit/automated teller machine (ATM) cards and overdraft protection; traditional money market and savings accounts; loans, both secured and unsecured, and Internet banking.

The Company's wealth management and trust services include investment management, personal trust and estate services, custodial services, retirement accounts and related services. The Company assists the customer with the selection of an investment manager and work with the client to tailor the investment program accordingly. It also offers retirement products, such as individual retirement accounts and administrative services for retirement vehicles, such as pension and profit sharing plans.

Lending Activities

The Company's loans held for investment include commercial loans; real estate loans, such as construction loans and real estate term loans; mortgage finance loans; equipment leases, and consumer loans. As of December 31, 2016, its total net loans amounted to $13 billion.

Investment Activities

The Company's available-for-sale securities include residential mortgage-backed securities, municipals and equity securities. As of December 31, 2016, its available-for-sale securities having a fair value amounted to $25 billion.

Sources of Funds

The Company offers a range of deposit products and services to its customers upon terms, including interest rates. The Company's business deposit products include commercial checking accounts, lockbox accounts, cash concentration accounts and other treasury management services, including online data and server access. Its treasury management online system offers information services, wire transfer initiation, automated clearing house (ACH) initiation, account transfer and service integration. Its consumer deposit products include checking accounts, savings accounts, money market accounts and certificates of deposit. The Company also allows its consumer deposit customers to access their accounts, transfer funds, pay bills and perform other account functions over the Internet and through ATM machines. As of December 31, 2016, its total deposits amounted to $17.01 billion.

Company Address

Texas Capital Bancshares Inc

2000 McKinney Ave Ste 700
DALLAS   TX   75201-1985
P: +1214.9326600
F: +1214.9326604

Company Web Links