Profile: Citizens Holding Co (CIZN.A)
16 Mar 2018
Citizens Holding Company, incorporated on February 16, 1982, is a one-bank holding company of The Citizens Bank of Philadelphia, Mississippi (the Bank). Through its ownership of the Bank, the Company is engaged in a range of commercial and personal banking activities, including accepting demand deposits, savings and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The Company also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers.
The Bank's lending activities include commercial, real estate, installment (direct and indirect) and credit card loans. Its loan portfolio includes commercial, financial and agricultural production loans; real estate loans, and consumer loans. The Company's primary lending area is East Central and South Mississippi, specifically Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Oktibbeha, Rankin, Harrison, Jackson, Winston and Kemper counties and contiguous counties. The Bank's total assets are approximately $973.5 million. The Bank's total deposits are approximately $753.4 million.
Citizens Holding Co
P O Box 209
PHILADELPHIA MS 39350