United States

Profile: Banco Santander SA (SAN)

SAN on New York Consolidated

17 Nov 2017
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Banco Santander, S.A., incorporated on January 14, 1875, is a retail and commercial bank. The Banks segments include Continental Europe, United Kingdom, Latin America and United States. The Continental Europe segment covers all businesses in the Continental Europe. The United Kingdom segment includes the businesses developed by various units and branches in the country. The Latin America segment embraces all its financial activities conducted through its banks and subsidiaries in the region. The United States segment includes the Intermediate Holding Company (IHC) and its subsidiaries Santander Bank, Banco Santander Puerto Rico, Santander Consumer USA, Banco Santander International, Santander Investment Securities, and the Santander branch in New York.

The activity of the operating units is distributed by type of business among retail banking, Santander Global Corporate Banking and Spain Real Estate unit. The retail banking covers all customer banking businesses, including consumer finance, except those of corporate banking, which are managed through Global Customer Relationship Model. The Santander Global Corporate Banking business reflects the revenues from global corporate banking, investment banking and markets across the world, including all treasuries managed globally (always after the appropriate distribution with Retail Banking customers), as well as equities business. The Corporate center area incorporates the centralized activities relating to equity stakes in financial companies, financial management of the structural exchange rate position. As the Bank's holding entity, the Corporate Centre area manages all capital and reserves and allocations of capital and liquidity with the rest of businesses.

Santander Consumer Finance (SCF) is a consumer finance and specializes in auto finance and in loans for the purchase of durable goods, personal finance and credit cards. It has a presence in Germany, Austria, Belgium, Denmark, Spain, Finland, France, Netherlands, Italy, Norway, Poland, Portugal, the United Kingdom, Sweden and Switzerland. It operates in approximately 10 countries, providing finance and services through more than 130,000 associated points-of-sale (auto dealerships and shops). It also has a number of finance agreements with manufacturers of cars and motorbikes and with retail distribution groups. It also provides mobile, online banking and cards. Santander Bank offers a range of products, such as consumer loans, mortgages and loans for individuals, small and medium-sized enterprises (SMEs) and multinationals. Santander Consumer USA is an auto finance company in the United States that makes loans to a spectrum of customers in the United States.

Company Address

Banco Santander SA

Santander Group City
Avenida de Cantabria s/n
P: +34912.890000
F: +34912.541038

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