Edition:
United States

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

1,017.65INR
14 Dec 2018
Change (% chg)

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Prev Close
Rs1,017.65
Open
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Day's High
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Day's Low
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Volume
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Avg. Vol
984,250
52-wk High
Rs1,234.80
52-wk Low
Rs823.75

Revenue & Earnings Per Share

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 1 4,193.00 4,193.00 4,193.00 --
Year Ending Mar-18 5 14,923.00 17,050.00 13,848.10 --
Year Ending Mar-19 5 19,316.40 20,576.00 18,507.20 19,899.10
Year Ending Mar-20 5 25,517.50 26,604.00 24,664.00 25,878.50
Earnings (per share)
Quarter Ending Mar-18 2 12.75 14.10 11.40 --
Year Ending Mar-18 5 33.03 36.70 27.90 --
Year Ending Mar-19 6 53.44 62.33 43.90 56.15
Year Ending Mar-20 6 72.13 86.65 61.10 69.65
LT Growth Rate (%) 1 60.49 60.49 60.49 60.49
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 44.45 19.31
P/E High - Last 5 Yrs. 37.49 31.85 24.39
P/E Low - Last 5 Yrs. 23.15 9.85 11.47
Beta 1.52 1.29 1.45
Price to Sales (TTM) 8.43 6.91 6.11
Price to Book (MRQ) -- 4.48 2.74
Price to Tangible Book (MRQ) -- 4.85 2.83
Price to Cash Flow (TTM) 447.56 79.39 23.58
% Owned Institutions -- 3.02 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.29 1.98
Dividend Yield - 5 Year Avg -- 0.94 2.06
Dividend 5 Year Growth Rate -- 16.07 21.63
Payout Ratio(TTM) 0.00 16.42 18.64

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.73 15.93
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.00 10.62
Sales - 5 Yr. Growth Rate 28.94 17.16 13.83
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 5.50 35.89
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 18.10 10.27
Capital Spending - 5 Yr. Growth Rate 48.18 14.49 19.24

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.30 0.04
Current Ratio (MRQ) -- 0.99 1.65
LT Debt to Equity (MRQ) -- 195.66 32.96
Total Debt to Equity (MRQ) -- 264.37 71.87
Interest Coverage (TTM) -- 61.03 9.85

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 39.56 3.06
Gross Margin - 5 Yr. Avg. 59.44 39.67 2.93
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 21.29 48.22
Operating Margin (TTM) -10.33 17.47 34.75
Operating Margin - 5 Yr. Avg. 2.37 -31.37 40.80
Pre-Tax Margin (TTM) 1.05 19.09 35.20
Pre-Tax Margin - 5 Yr. Avg. 12.87 -30.89 41.25
Net Profit Margin (TTM) 1.05 12.88 27.88
Net Profit Margin - 5 Yr. Avg. 12.87 -37.00 32.66
Effective Tax Rate (TTM) 0.00 26.61 21.00
Effective Tax Rate - 5 Yr. Avg. -0.01 27.82 20.89

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 59,483,469 46,595,879
Net Income/Employee (TTM) 11,336 10,155,331 16,044,597
Receivable Turnover (TTM) -- 101.75 6,762.83
Inventory Turnover (TTM) -- 171.65 1.35
Asset Turnover (TTM) -- 0.12 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.49 2.58
Return on Assets - 5 Yr. Avg. 2.41 2.20 2.80
Return on Investment (TTM) -- 2.05 0.44
Return on Investment - 5 Yr. Avg. 5.31 3.21 0.45
Return on Equity (TTM) -- 11.12 15.50
Return on Equity - 5 Yr. Avg. 11.72 19.65 19.93
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 41
13 Week 31.35 29.48 99 71
26 Week 23.12 14.96 99 75
52 Week 9.50 -3.26 99 58
YTD 65.20 38.26 99 87
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 80.07%
# of Holders: 80
Total Shares Held: 112,207,962
3 Mo. Net Change: 10,563,443
# New Positions: 3
# Closed Positions: 6
# Increased Positions: 31
# Reduced Positions: 23
# Net Buyers: 8
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