Edition:
United States

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

1,114.35INR
6:10am EDT
Change (% chg)

Rs-30.45 (-2.66%)
Prev Close
Rs1,144.80
Open
Rs1,145.00
Day's High
Rs1,151.90
Day's Low
Rs1,110.00
Volume
378,092
Avg. Vol
575,120
52-wk High
Rs1,234.80
52-wk Low
Rs899.60

Revenue & Earnings Per Share

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 1 4,193.00 4,193.00 4,193.00 --
Year Ending Mar-18 5 14,923.00 17,050.00 13,848.10 --
Year Ending Mar-19 7 19,803.20 22,908.30 18,283.00 19,609.70
Year Ending Mar-20 7 26,966.90 33,164.90 24,116.00 25,865.70
Earnings (per share)
Quarter Ending Mar-18 2 12.75 14.10 11.40 --
Year Ending Mar-18 5 33.03 36.70 27.90 --
Year Ending Mar-19 7 54.45 70.80 43.00 55.34
Year Ending Mar-20 7 72.93 86.65 54.00 69.00
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 25.12 19.13 18.48
P/E High - Last 5 Yrs. 37.49 41.49 24.44
P/E Low - Last 5 Yrs. 23.15 20.23 12.04
Beta 1.09 1.07 1.38
Price to Sales (TTM) 7.21 3.60 6.15
Price to Book (MRQ) -- 1.18 2.75
Price to Tangible Book (MRQ) -- 1.03 2.89
Price to Cash Flow (TTM) 24.64 68.43 19.40
% Owned Institutions -- 0.00 0.00

Dividends

  Company industry sector
Dividend Yield -- 1.37 2.48
Dividend Yield - 5 Year Avg -- 1.30 2.10
Dividend 5 Year Growth Rate -- 16.90 23.91
Payout Ratio(TTM) 0.00 13.74 34.19

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 35.39 15.72 12.12
Sales (TTM) vs TTM 1 Yr. Ago 35.98 71.53 8.13
Sales - 5 Yr. Growth Rate 45.35 20.99 13.98
EPS (MRQ) vs Qtr. 1 Yr. Ago 192.49 26.90 17.20
EPS (TTM) vs TTM 1 Yr. Ago 525.91 -- --
EPS - 5 Yr. Growth Rate -- 15.59 10.74
Capital Spending - 5 Yr. Growth Rate 75.99 17.57 1.31

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.12 0.04
Current Ratio (MRQ) -- 0.57 2.00
LT Debt to Equity (MRQ) -- 111.41 28.66
Total Debt to Equity (MRQ) -- 147.21 67.05
Interest Coverage (TTM) -- -1.19 12.60

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 66.60 29.43 3.05
Gross Margin - 5 Yr. Avg. 61.98 47.87 3.00
EBITD Margin (TTM) 27.44 -- --
EBITD - 5 Yr. Avg 18.34 25.00 47.01
Operating Margin (TTM) 26.84 19.08 39.92
Operating Margin - 5 Yr. Avg. 17.62 -43.64 40.03
Pre-Tax Margin (TTM) 30.58 18.23 40.36
Pre-Tax Margin - 5 Yr. Avg. 24.68 -44.27 40.53
Net Profit Margin (TTM) 28.66 13.19 32.31
Net Profit Margin - 5 Yr. Avg. 23.52 -51.58 32.16
Effective Tax Rate (TTM) 6.26 21.40 20.72
Effective Tax Rate - 5 Yr. Avg. 4.70 28.78 20.84

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,388,257 172,026,341 49,801,668
Net Income/Employee (TTM) 397,919 15,866,841 14,247,265
Receivable Turnover (TTM) -- 148.02 10,836.82
Inventory Turnover (TTM) -- 64.44 0.75
Asset Turnover (TTM) -- 0.08 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.27 2.72
Return on Assets - 5 Yr. Avg. 4.53 2.53 2.79
Return on Investment (TTM) -- 1.69 0.43
Return on Investment - 5 Yr. Avg. 9.69 3.71 0.46
Return on Equity (TTM) -- 7.06 16.38
Return on Equity - 5 Yr. Avg. 20.48 16.28 18.59
  1 Year 3 Year 5 Year
Sales % 38.78 43.86 45.35
EPS (TTM) % 103.47 42.87 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week -5.35 -2.82 99 7
13 Week -1.88 -7.15 99 50
26 Week 7.79 -4.62 99 77
52 Week 21.29 5.46 99 50
YTD 14.46 4.53 99 67
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 72.68%
# of Holders: 83
Total Shares Held: 101,801,516
3 Mo. Net Change: 6,398,671
# New Positions: 5
# Closed Positions: 2
# Increased Positions: 26
# Reduced Positions: 19
# Net Buyers: 7
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