Edition:
United States

International Personal Finance PLC (IPF.L)

IPF.L on London Stock Exchange

191.50GBp
21 Feb 2018
Change (% chg)

7.20 (+3.91%)
Prev Close
184.30
Open
187.60
Day's High
194.70
Day's Low
186.70
Volume
85,886
Avg. Vol
198,468
52-wk High
222.25
52-wk Low
154.75

Revenue & Earnings Per Share

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Year Ending Dec-18 3 868.42 876.30 853.27 864.30
Earnings (per share)
Year Ending Dec-18 4 30.63 33.20 27.22 35.83
Sales and Profit Figures in British Pound (GBP);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 5.46 43.83 21.39
P/E High - Last 5 Yrs. 15.30 34.88 23.17
P/E Low - Last 5 Yrs. 5.51 11.18 11.41
Beta 0.61 1.16 1.43
Price to Sales (TTM) 0.52 7.86 256.15
Price to Book (MRQ) 0.86 3.71 3.10
Price to Tangible Book (MRQ) 0.98 3.62 3.21
Price to Cash Flow (TTM) 4.21 56.41 17.36
% Owned Institutions -- 3.45 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.24 1.64
Dividend Yield - 5 Year Avg 3.02 0.94 0.56
Dividend 5 Year Growth Rate 11.80 14.92 4.30
Payout Ratio(TTM) 48.83 15.05 74.08

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 10.87 15.49 12.36
Sales (TTM) vs TTM 1 Yr. Ago 9.96 15.93 8.99
Sales - 5 Yr. Growth Rate 3.11 19.50 14.01
EPS (MRQ) vs Qtr. 1 Yr. Ago 23.17 132.77 68.12
EPS (TTM) vs TTM 1 Yr. Ago 30.38 -- --
EPS - 5 Yr. Growth Rate 1.14 17.26 10.16
Capital Spending - 5 Yr. Growth Rate 11.00 14.11 7.67

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.16 0.04
Current Ratio (MRQ) 4.84 0.75 1.73
LT Debt to Equity (MRQ) 127.97 143.22 26.90
Total Debt to Equity (MRQ) 143.46 192.97 57.33
Interest Coverage (TTM) -- -826.80 3.95

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 93.43 37.97 2.91
Gross Margin - 5 Yr. Avg. 93.89 43.20 2.80
EBITD Margin (TTM) 40.21 -- --
EBITD - 5 Yr. Avg 43.24 21.41 46.26
Operating Margin (TTM) 13.31 19.46 35.40
Operating Margin - 5 Yr. Avg. 14.08 -47.01 39.66
Pre-Tax Margin (TTM) 13.31 20.12 37.60
Pre-Tax Margin - 5 Yr. Avg. 14.08 -48.47 39.99
Net Profit Margin (TTM) 9.70 13.72 30.12
Net Profit Margin - 5 Yr. Avg. 10.21 -54.74 31.68
Effective Tax Rate (TTM) 27.17 26.93 20.92
Effective Tax Rate - 5 Yr. Avg. 27.46 27.65 20.89

Efficiency

  Company industry sector
Revenue/Employee (TTM) 104,778 27,527,652 47,976,399
Net Income/Employee (TTM) 10,161 5,038,874 15,405,517
Receivable Turnover (TTM) 0.84 165.66 7,817.49
Inventory Turnover (TTM) -- 111.46 0.94
Asset Turnover (TTM) 0.65 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) 6.27 1.31 2.58
Return on Assets - 5 Yr. Avg. 8.08 2.11 2.72
Return on Investment (TTM) 7.43 1.81 0.38
Return on Investment - 5 Yr. Avg. 9.58 3.16 0.41
Return on Equity (TTM) 17.99 8.58 15.51
Return on Equity - 5 Yr. Avg. 20.42 17.29 18.81
  1 Year 3 Year 5 Year
Sales % 2.91 0.44 3.11
EPS (TTM) % 17.88 -6.32 1.14
Dividend % 0.00 10.06 11.80
Note: Units in Millions of US Dollars

Performance for International Personal Finance PLC

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week -10.62 -5.03 99 19
13 Week -7.85 -6.04 77 20
26 Week -6.68 -5.35 73 26
52 Week 0.71 0.16 99 47
YTD -6.68 -1.31 99 23
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 96.04%
# of Holders: 116
Total Shares Held: 214,313,234
3 Mo. Net Change: -1,000,807
# New Positions: 0
# Closed Positions: 5
# Increased Positions: 6
# Reduced Positions: 10
# Net Buyers: -4
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