Edition:
United States

Hanover Insurance Group Inc (THG.N)

THG.N on New York Stock Exchange

122.90USD
13 Jul 2018
Change (% chg)

$0.04 (+0.03%)
Prev Close
$122.86
Open
$122.94
Day's High
$123.40
Day's Low
$122.59
Volume
29,175
Avg. Vol
63,249
52-wk High
$125.00
52-wk Low
$88.10

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Mar '18 1,331.60 1.573
FY 2017 Dec '17 1,333.20 2.065
Sep '17 1,326.50 0.287
Jun '17 1,267.90 1.832
Mar '17 1,262.30 1.054
FY 2016 Dec '16 1,256.90 -0.285
Sep '16 1,241.30 2.053
Jun '16 1,227.00 0.044
Mar '16 1,248.50 1.795
 
*Note: Units in Millions ofU.S. Dollars
**Note: Units in U.S. Dollars

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Sep-18 3 1,394.17 1,396.80 1,390.00 1,344.73
Quarter Ending Dec-18 3 1,233.33 1,236.20 1,231.30 1,164.63
Year Ending Dec-18 3 5,235.80 5,243.30 5,226.90 5,065.90
Year Ending Dec-19 3 5,503.13 5,541.00 5,469.80 --
Earnings (per share)
Quarter Ending Sep-18 4 2.03 2.22 1.93 1.60
Quarter Ending Dec-18 4 2.44 2.69 2.14 2.05
Year Ending Dec-18 5 8.43 8.55 8.25 7.06
Year Ending Dec-19 5 8.63 8.80 8.25 --
LT Growth Rate (%) 1 -1.10 -1.10 -1.10 -1.10
Sales and Profit Figures in US Dollar (USD);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 20.99 12.27 19.70
P/E High - Last 5 Yrs. 38.07 19.06 26.99
P/E Low - Last 5 Yrs. 10.91 10.17 11.51
Beta 1.13 1.16 1.47
Price to Sales (TTM) 0.82 0.77 5.84
Price to Book (MRQ) 1.39 1.09 2.75
Price to Tangible Book (MRQ) 1.49 1.45 2.86
Price to Cash Flow (TTM) 18.03 8.77 24.44
% Owned Institutions 86.77 5.72 0.84

Dividends

  Company industry sector
Dividend Yield 2.05 2.47 1.99
Dividend Yield - 5 Year Avg 2.24 2.24 2.08
Dividend 5 Year Growth Rate 10.72 12.65 21.95
Payout Ratio(TTM) 41.76 26.26 18.88

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 3.33 15.93 15.99
Sales (TTM) vs TTM 1 Yr. Ago 1.87 12.46 11.18
Sales - 5 Yr. Growth Rate 4.81 8.18 14.07
EPS (MRQ) vs Qtr. 1 Yr. Ago 4,084.06 43.52 36.62
EPS (TTM) vs TTM 1 Yr. Ago -12.50 -- --
EPS - 5 Yr. Growth Rate 39.35 40.35 10.48
Capital Spending - 5 Yr. Growth Rate -0.99 1.03 19.54

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.00 0.05
Current Ratio (MRQ) -- 0.00 2.06
LT Debt to Equity (MRQ) 26.47 17.21 31.54
Total Debt to Equity (MRQ) 26.47 17.48 71.26
Interest Coverage (TTM) 25.63 32.71 9.02

Profitability Ratios

  Company industry sector
Gross Margin (TTM) -- 2.52 3.43
Gross Margin - 5 Yr. Avg. -- 2.74 3.27
EBITD Margin (TTM) 27.85 -- --
EBITD - 5 Yr. Avg 28.48 10.84 48.29
Operating Margin (TTM) 6.17 7.85 36.04
Operating Margin - 5 Yr. Avg. 6.84 7.33 40.94
Pre-Tax Margin (TTM) 5.20 8.12 36.58
Pre-Tax Margin - 5 Yr. Avg. 5.58 7.48 41.41
Net Profit Margin (TTM) 3.97 5.94 29.24
Net Profit Margin - 5 Yr. Avg. 4.33 5.36 32.79
Effective Tax Rate (TTM) 23.57 26.74 21.01
Effective Tax Rate - 5 Yr. Avg. 22.41 29.40 20.95

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,026,204 88,181,064 57,853,725
Net Income/Employee (TTM) 40,755 4,417,213 20,266,849
Receivable Turnover (TTM) -- 1.91 8,598.25
Inventory Turnover (TTM) -- 1.32 0.97
Asset Turnover (TTM) 0.35 0.31 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) 1.38 1.89 2.61
Return on Assets - 5 Yr. Avg. 1.56 1.67 2.85
Return on Investment (TTM) -- 0.44 0.48
Return on Investment - 5 Yr. Avg. -- 0.53 0.51
Return on Equity (TTM) 6.68 9.77 15.45
Return on Equity - 5 Yr. Avg. 7.83 8.28 20.00
  1 Year 3 Year 5 Year
Sales % -1.72 1.19 4.81
EPS (TTM) % -51.06 -12.92 39.35
Dividend % 11.24 11.40 10.72
Note: Units in Millions of US Dollars

Performance for Hanover Insurance Group Inc

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 5.87 2.22 99 85
13 Week 9.45 4.12 99 15
26 Week 11.60 3.11 99 31
52 Week 27.59 8.14 99 44
YTD 7.33 -5.74 99 17
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 89.47%
# of Holders: 415
Total Shares Held: 38,058,099
3 Mo. Net Change: -5,956
# New Positions: 4
# Closed Positions: 2
# Increased Positions: 16
# Reduced Positions: 18
# Net Buyers: -2
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