Innovative partner for modern healthcare

A health partner for every situation

Health is a valuable asset. However, our mental and physical health is often put to the test. The Versicherungskammer Group, one of the leading private health insurers in Germany, is always there to support us as a reliable partner: with innovative services and modern insurance solutions, through sustainable economic activity, in close connection with its regional roots - and for a future-oriented community.

Our world is constantly on the move. Climate change, demographic change, wars and conflicts, pandemics, energy crises: the challenges are manifold - for the community and for everyone. Security is an important asset, especially in unpredictable times. This applies, in particular, to the security of good medical care. As a health insurer with a broad, innovative product range, Versicherungskammer is a strong healthcare partner for more than 3.3 million people with private health insurance in Germany. It is more than "just" a health insurer: it plays a relevant role in society by driving medical progress and sustainable healthcare - through cooperation with start-ups and research institutions, digital healthcare services and investment in innovation. Versicherungskammer is always a health partner to its customers, actively looking after their well-being - in prevention, in the event of illness and in the event of care. This commitment to people is driven by the endeavor to redefine healthcare. 

Innovation as a driving force

The Versicherungskammer Group sees itself as a pioneer and driver of innovation in modern healthcare. By taking a holistic approach and focusing on people, the company is driving the development of new technologies and business models that make healthcare more efficient, sustainable and user-friendly. For example, digital healthcare applications are available to policyholders through partnerships with start-ups and tech companies, such as the digital dermatologist service and digital consultation hours. Personal health data, digital invoice management and many services are bundled in one app for policyholders.

Versicherungskammer is convinced that e-health offerings such as telemedicine and health apps strengthen medical care - especially in rural regions and in areas of specialized medicine that are in high demand. And a functioning, secure telematics infrastructure relieves the burden on service providers and patients.

Community and cohesion

People are at the center of everything we do at the Versicherungskammer. A significant part of the Group's success is due to its strong community and diversity. Diversity is the basis for creativity: Not only in the in-house think tank "go. Innovation", a culture of openness and intensive interdisciplinary collaboration is promoted, which enables new ideas to be developed and implemented. Employees also become entrepreneurs themselves in explorative projects and transform their ideas into a usable "product". All 7,000 employees are involved and can contribute their perspectives. This approach is the decisive basis for the innovative strength of the entire company.

A look into the future - Gesundheit 2.0: Resilient through change

The intensive cooperation within the Sparkassen-Finanzgruppe and with statutory health insurance funds enables Versicherungskammer to recognize and exploit potential for transformation and innovation at an early stage. The Group responds to changing social conditions and changing customer needs not only with strong and individually flexible solutions in health and long-term care insurance, but also through social commitment with a wide range of its own initiatives around volunteering, sponsoring in the rescue sector and promoting innovation projects, for example for senior citizens.

The Versicherungskammer is a company with a long tradition and lives its proximity to people through deep regional ties. Continuous further development of the product range tailored to customer needs and acceleration of the comprehensive digitization of healthcare are central cornerstones of the company's policy.

Thanks to its innovative spirit, its willingness to change and its sense of social responsibility, the company is setting new standards and actively shaping the future of healthcare. The combination of reliability and innovative strength makes the Versicherungskammer an inspiring role model for the entire industry.